Consumer Lending news and trends

Kastle Raises $24 Million to Help Lenders Adopt Agentic AI

September 21, 2026
banks, automated lending, loans
Method Debuts Tool to Keep Lenders and Borrowers Connected
Loans // July 30, 2026

Financial connectivity platform Method has released a tool to provide lenders with ongoing post-origination monitoring. “Where other attempts at offering this product have relied on periodic data pulls, manual batch uploads or customers maintaining account connections, Method’s Portfolio Intelligence monitors continuously,” the company said in...

Why Time, Not Money, Now Defines Lender Value
Money Mobility // September 09, 2025

When it comes to borrowing, timing has always mattered. But today, it’s not just about interest rates, loan terms or approval odds. It’s about speed. Increasingly, borrowers don’t just want their funds fast; they expect them instantly. The latest PYMNTS Intelligence in the 2025 Money...

Lenders Face a New Reality: Instant Payouts or Lose Customers
Real-Time Payments // August 08, 2025

Speed is becoming the defining feature of lending, and borrowers are setting the pace. With inflation pinching household budgets and emergencies around every corner, consumers no longer consider instant disbursements a perk or convenience. They expect them. In fact, borrowing payouts now lead all categories...

Equifax: Data for Hiring and Mortgage Refis Drive Stronger-Than-Expected Growth
Earnings // April 22, 2025

Demand for data used in hiring, consumer lending and mortgages drove growth that was stronger than expected in the first quarter at Equifax. The global data, analytics and technology company saw its first-quarter revenue come in at $37 million above the midpoint of the guidance it...

Interviews & Exclusives
Why Time, Not Money, Now Defines Lender Value

September 09, 2025
When it comes to borrowing, timing has always mattered. But today, it’s not just about interest rates, loan terms or approval odds. It’s about speed. Increasingly, borrowers don’t just want their funds fast; they expect them instantly. The latest PYMNTS Intelligence in the 2025 Money Mobility Tracker®, “Race Against Time: How Urgency Shapes the Demand […]

From Approval to Bank Account: Why Instant Disbursements Are Critical for Lenders

November 18, 2024
How many potential borrowers are lost to cumbersome loan processes and slow disbursements? Today’s consumers expect the speed and convenience they find in other digital services — but traditional loan...

Embedded Lending Bridges Gap Between Consumers, Businesses and Credit

September 27, 2024
Embedded lending is growing in popularity around the world. It promises convenient, streamlined access to financing for specific expenses from within merchant, business and other platforms. This proves impactful for...

Consumers and Smaller Businesses Form an Untapped Embedded Lending Market in Germany

September 26, 2024
Embedded lending is growing in popularity around the world. It promises convenient, streamlined access to financing for specific expenses from within merchant, business and other platforms. This is true for...

Quick Reads
Kastle Raises $24 Million to Help Lenders Adopt Agentic AI

September 21, 2026
Kastle, an agentic AI platform for consumer lenders, has raised $24 million in new funding. The company’s Series A round, announced last week and led by Insight Partners, will help Kastle expand its engineering, product and go-to-market teams, deepen its platforms’ capabilities and accelerate deployments with financial institutions. “AI has given financial institutions a historic […]

Method Debuts Tool to Keep Lenders and Borrowers Connected

July 30, 2026
Financial connectivity platform Method has released a tool to provide lenders with ongoing post-origination monitoring. “Where other attempts at offering this product have relied on periodic data pulls, manual batch...

Equifax: Data for Hiring and Mortgage Refis Drive Stronger-Than-Expected Growth

April 22, 2025
Demand for data used in hiring, consumer lending and mortgages drove growth that was stronger than expected in the first quarter at Equifax. The global data, analytics and technology company saw...

Report: Ally Cutting Jobs and Ending Mortgage Originations

January 08, 2025
Ally Financial is reportedly cutting staff, ending mortgage originations and rethinking its credit card business. The company will lay off less than 5% of its workforce, Bloomberg News reported Wednesday...