Consumer Lending news and trends

Why Time, Not Money, Now Defines Lender Value
Money Mobility // September 09, 2025

When it comes to borrowing, timing has always mattered. But today, it’s not just about interest rates, loan terms or approval odds. It’s about speed. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Lenders Face a New Reality: Instant Payouts or Lose Customers
Real-Time Payments // August 08, 2025

Speed is becoming the defining feature of lending, and borrowers are setting the pace. With inflation pinching household budgets and emergencies around every corner, consumers no longer consider instant disbursements a perk or convenience. They expect them. In fact, borrowing payouts now lead all categories...

Equifax: Data for Hiring and Mortgage Refis Drive Stronger-Than-Expected Growth
Earnings // April 22, 2025

Demand for data used in hiring, consumer lending and mortgages drove growth that was stronger than expected in the first quarter at Equifax. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Block’s Direct Lending Move Aims at Filling Consumer Credit Gaps
Consumer Finance // March 18, 2025

The platforms that have banks embedded in their operations are taking more of their lending activities into a direct model, giving momentum to income streams well beyond the confines of peer-to-peer transactions. Get the Full Story Complete the form to unlock this article and enjoy...

Interviews & Exclusives
Why Time, Not Money, Now Defines Lender Value

September 09, 2025
When it comes to borrowing, timing has always mattered. But today, it’s not just about interest rates, loan terms or approval odds. It’s about speed. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, […]

From Approval to Bank Account: Why Instant Disbursements Are Critical for Lenders

November 18, 2024
How many potential borrowers are lost to cumbersome loan processes and slow disbursements? Today’s consumers expect the speed and convenience they find in other digital services — but traditional loan...

Embedded Lending Bridges Gap Between Consumers, Businesses and Credit

September 27, 2024
Embedded lending is growing in popularity around the world. It promises convenient, streamlined access to financing for specific expenses from within merchant, business and other platforms. This proves impactful for...

Consumers and Smaller Businesses Form an Untapped Embedded Lending Market in Germany

September 26, 2024
Embedded lending is growing in popularity around the world. It promises convenient, streamlined access to financing for specific expenses from within merchant, business and other platforms. This is true for...

Quick Reads
Method Debuts Tool to Keep Lenders and Borrowers Connected

July 30, 2026
Financial connectivity platform Method has released a tool to provide lenders with ongoing post-origination monitoring. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

Equifax: Data for Hiring and Mortgage Refis Drive Stronger-Than-Expected Growth

April 22, 2025
Demand for data used in hiring, consumer lending and mortgages drove growth that was stronger than expected in the first quarter at Equifax. Get the Full Story Complete the form to...

Report: Ally Cutting Jobs and Ending Mortgage Originations

January 08, 2025
Ally Financial is reportedly cutting staff, ending mortgage originations and rethinking its credit card business. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Banking Giants Say Consumer Spending Remains Resilient Despite Inflation

October 13, 2024
America’s biggest banks say consumers are still spending in spite of inflation. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...