Upstart news and trends

Upstart Receives Conditional OCC Approval for Bank Charter
Banking // July 27, 2026

Lending marketplace Upstart has received conditional approval from the Office of the Comptroller of the Currency (OCC) to establish a bank called Upstart Bank, N.A. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Upstart Seeks Regulatory Blessing to Become a Bank
Bank Regulation // March 11, 2026

Digital lender Upstart has become the latest U.S. FinTech seeking a banking charter. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Upstart Says Originations Leap as Consumer Credit Strength Improves
Consumer Finance // November 04, 2025

Artificial intelligence (AI) lending marketplace Upstart saw growing consumer demand and steady consumer credit strength in the third quarter, executives said Tuesday (Nov. 4) during an earnings call. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Upstart Sees Surge in Demand for Auto and Small Dollar Loans
Earnings // August 05, 2025

Triple-digit gains across key business segments — as measured in loan originations and revenues — were not enough to stave off a 7% drop in Upstart Holding’s shares in after-market trading on Tuesday (Aug. 5). Get the Full Story Complete the form to unlock this...

Interviews & Exclusives
FinTech IPO Index Up 1.4%, Boosted by BNPL Names and Expensify’s Gains

June 27, 2025
June’s winding to its last few days of trading. Earnings season will begin in earnest in the next few weeks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this […]

Platforms Drag FinTech IPO Index 0.5% Lower in Shortened Trading Week

May 30, 2025
The past few days to be volatile ones in the FinTech IPO realm, as our Index slipped 0.4% in a week that was truncated due to the Memorial Day holiday....

Earnings Drive FinTech IPO Index 8.1% Higher, Led by Sezzle and Open Lending  

May 09, 2025
The earnings season floodgates opened this past week for the FinTech IPO Index, and outsized gains by several names sent the overall index up by 8.1%. Get the Full Story...

FinTech IPO Index Gains 2.5% Amid SoFi Earnings and DeFi Development’s Private Placement

May 02, 2025
Earnings season is not yet in full swing for the FinTech IPO Index, which gained 2.5% through the week. Get the Full Story Complete the form to unlock this article...

Quick Reads
Upstart Loan Originations Jump 50% as It Preps Bank Launch

August 05, 2026
Digital lender Upstart saw loan originations jump 50% as it prepares to launch its bank. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications […]

Upstart Receives Conditional OCC Approval for Bank Charter

July 27, 2026
Lending marketplace Upstart has received conditional approval from the Office of the Comptroller of the Currency (OCC) to establish a bank called Upstart Bank, N.A. Get the Full Story Complete the form to unlock this...

Upstart Seeks Regulatory Blessing to Become a Bank

March 11, 2026
Digital lender Upstart has become the latest U.S. FinTech seeking a banking charter. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Upstart Says Originations Leap as Consumer Credit Strength Improves

November 04, 2025
Artificial intelligence (AI) lending marketplace Upstart saw growing consumer demand and steady consumer credit strength in the third quarter, executives said Tuesday (Nov. 4) during an earnings call. Get the...