The iPhone provides a potent illustration of the invisible engines/catalyst business model. By the end of 2009 there were more than 100,000 applications available for the iPhone. These applications have been downloaded more than 3 billion times since Apple opened its iPhone store in July...
PYMNTS.com asked IP Commerce‘s Platform Evangelist, Tyler Hannan, to weigh in on the battle brewing between Verifone and up-start Square, and to look at its impact on the payments industry. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...
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Perhaps the most important long-term problem that the U.S. payments industry confronts is the possibility of a permanent shift away from credit card use. The last fifteen years have been characterized by routine use of credit cards as the dominant transaction vehicle, coupled with pervasive...
This paper examines consumer adoption of mobile banking and mobile payments using the experience goods and learning by doing constructs as a framework to better understand adoption patterns in the United States and how these may differ in other world markets. Consumer experience and familiarity...
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Scott McCormack, First National Merchant Solutions (FNMS), recently sat down in our Briefing Room Hot Seat to give us his take on what’s driving innovation in prepaid. Scott is responsible for the development and deployment of FNMS’ prepaid payment solutions. FNMS has been around since...
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