How the iPhone Invisible Engine Provided a Catalyst for the Mobile Phone Industry
March 08, 2010

The iPhone provides a potent illustration of the invisible engines/catalyst business model. By the end of 2009 there were more than 100,000 applications available for the iPhone. These applications have been downloaded more than 3 billion times since Apple opened its iPhone store in July...

Square vs. VeriFone: Who Will Win?
March 08, 2010

PYMNTS.com asked IP Commerce‘s Platform Evangelist, Tyler Hannan, to weigh in on the battle brewing between Verifone and up-start Square, and to look at its impact on the payments industry. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Scott Schuh
March 08, 2010

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Report: A Survey of Consumer Payment Choice
March 08, 2010

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What is Changing? Age, Economic Crises, And Shifting Patterns of Card Use
March 06, 2010

Perhaps the most important long-term problem that the U.S. payments industry confronts is the possibility of a permanent shift away from credit card use. The last fifteen years have been characterized by routine use of credit cards as the dominant transaction vehicle, coupled with pervasive...

An Examination of Mobile Banking and Mobile Payments: Building Adoption as Experience Goods?
March 06, 2010

This paper examines consumer adoption of mobile banking and mobile payments using the experience goods and learning by doing constructs as a framework to better understand adoption patterns in the United States and how these may differ in other world markets. Consumer experience and familiarity...

How Citi is Cracking the Consumer Adoption Code
March 06, 2010

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How Consumers Drive Innovation for FNMS smartOne Prepaid Solutions
March 06, 2010

Scott McCormack, First National Merchant Solutions (FNMS), recently sat down in our Briefing Room Hot Seat to give us his take on what’s driving innovation in prepaid. Scott is responsible for the development and deployment of FNMS’ prepaid payment solutions. FNMS has been around since...

Report: A Survey of Consumer Payment Choice
March 05, 2010

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