Payments Innovation
Payments Leaders Get Candid: The Boundaries That Defined 2025
December 24, 2025

If 2025 felt like the year the future stopped “arriving” and started showing up in production, you are not imagining it. In payments and commerce, the most important shifts rarely announce themselves with a single product launch. They surface in how executives describe their constraints,...

Fraud Attack
Scammers Turn Christmas Into a Payments Stress Test
December 24, 2025

The holiday shopping period compresses weeks of spending into days, multiplies the number of online interactions, and makes consumers and companies vulnerable to fraudsters. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Cryptocurrency
Crypto Loses the Hype but Wins the Banks
December 24, 2025

For cryptocurrency markets, 2025 was a year that went full circle. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Retail
Retail Closes the Holiday Season Leaner and More Focused
December 24, 2025

Retail in 2025 was defined less by a single breakthrough than by a set of pressures that forced retailers to get practical. Consumers kept shopping. But they did it with a sharper pencil, trading down where it made sense, leaning into promotions, and treating credit,...

artificial intelligence
FINRA Flags Gaps in Oversight as Gen AI Expands Across Financial Operations
December 23, 2025

The Financial Industry Regulatory Authority (FINRA) reported that member firms’ use of generative artificial intelligence (AI) is outpacing the controls, documentation and supervisory frameworks needed to manage the technology’s risks, based on examination findings detailed in its Annual Regulatory Oversight Report. Get the Full Story...

Cryptocurrency
SEC Says Cryptocurrency Scam Took $14 Million From Retail Investors
December 23, 2025

An investment scam allegedly took $14 million from retail investors by connecting with them on social media and convincing them to fund accounts on fake crypto asset trading platforms. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Artificial Intelligence
Big Tech Moves Toward Specialized AI and Immersive Retail
December 23, 2025

From new multimodal artificial intelligence (AI) models to immersive storytelling spaces and agent-driven enterprise tools, Big Tech’s latest moves show AI becoming the connective tissue across products, experiences and business operations. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

artificial intelligence
Edge AI Emerges as Critical Infrastructure for Real-Time Finance
December 23, 2025

The financial sector’s honeymoon phase with centralized, cloud-based artificial intelligence (AI) is meeting a hard reality: The speed of a fiber-optic cable isn’t always fast enough. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Cybersecurity
Aflac Says Cybersecurity Incident Involved Personal Information of 22.65 Million People
December 23, 2025

Insurance company Aflac said personal information associated with 22.65 million people was impacted by a cybersecurity incident within its U.S. business that the company reported in June. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...