CFPB
CFPB Says Earned Wage Access Products Are Not Loans
December 22, 2025

The Consumer Financial Protection Bureau (CFPB) said Monday (Dec. 22) that certain earned wage access (EWA) products are not credit and are not covered by Regulation Z of the Truth in Lending Act. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

artificial intelligence
Microsoft’s Nadella Not Happy With Copilot Development
December 22, 2025

Microsoft CEO Satya Nadella is reportedly unhappy with an element of his company’s artificial intelligence (AI) progress. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Artificial Intelligence
Pandora Embraces AI Agents, Gets New CEO
December 22, 2025

Jewelry retailer Pandora is seeing the benefits of agentic artificial intelligence amid a leadership change. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

B2B Payments
First Abu Dhabi Bank Launches Mastercard’s Virtual Card Number Solution in UAE
December 22, 2025

First Abu Dhabi Bank (FAB) has launched Mastercard‘s mobile-first virtual card number (VCN) solution for businesses in the United Arab Emirates (UAE). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Personnel
HSBC Appoints Former Citi Executive Ida Liu to Lead Private Bank
December 22, 2025

HSBC appointed former Citi Private Bank global head Ida Liu as CEO of HSBC Private Bank, effective Jan. 5, 2026. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Partnerships
Fiserv Forms Agentic Commerce Pacts With Visa and Mastercard
December 22, 2025

Payments/FinTech company Fiserv has launched agentic commerce-focused partnerships with Visa and Mastercard. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Supply Chain
Tariffs Expose Who Really Knows Their Suppliers
December 22, 2025

The year 2025 rewrote the realities of global trade in many ways. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Loans
Interest Rate Sticker Shock Drives Record Auto Loan Delinquencies
December 22, 2025

Since 2010, auto loans have gone from being the safest credit products to the riskiest. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Economy
Tariffs and Missing Data Push Product Leaders Into Crisis Mode
December 22, 2025

U.S. middle-market companies are making high-stakes decisions with less visibility and less time, as tariffs collide with delayed economic data and cooling demand, forcing product leaders into defensive mode. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...