pymnts Profile:
Target (NYSE: TGT)
Target Corporation is the eighth-largest department store retailer in the United States, and is a component of the S&P 500 Index.
FICO’s Mortgage Pricing Targeted in Senator’s Investigation
March 24, 2026
U.S. Sen. Josh Hawley says he plans to investigate FICO’s mortgage pricing practices. The Missouri Republican announced Monday (March 26) that he was looking into the credit scoring company’s recent price ...Read moreCapital One Backs a New Kind of Road Warrior Who Stays Longer
March 24, 2026
Watch more: Live Roundtable With Capital One’s David Arons and Hotel Lobby Candle’s Lindsay Silberman For many executives and entrepreneurs, the traditional business trip once followed a predictable pattern. Travelers arrived ...Read moreWhen the Perfect Is the Enemy of the Good: Price Discrimination, Affordability, Precarity and Market Dynamism
March 19, 2026
Price discrimination is facing growing consumer and regulatory backlash due to the emergence of “surveillance pricing,” which uses personal data to set individualized prices. Machine learning algorithms draw on a ...Read moreThe AI Paradox of Data-Driven Competition
March 19, 2026
This contribution evaluates the antitrust enforcement progress made in dealing with “GAFAM” data-driven monopolistic competition in digital markets, especially under the European Union’s Digital Markets Act (“DMA”). It also explores ...Read moreCongress Is Debating How to Regulate Buy Now, Pay Later and States Aren’t Waiting
March 18, 2026
Millions of Americans are splitting their purchases into four easy payments — for everything from sneakers to sofas. Buy Now, Pay Later has gone from a niche checkout option to a mainstream ...Read moreCourt Blocks Amazon Ban on Perplexity AI Agents
March 17, 2026
A court of appeals blocked a lower court’s order that would have prevented Perplexity’s artificial intelligence shopping agents from visiting Amazon’s website, Bloomberg reported Tuesday (March 17). The lower court’s order ...Read moreCFOs Turn Working Capital Into a Yield Strategy
March 13, 2026
For chief financial officers and treasurers, working capital is starting to look less like an operating metric and more like an investment decision. What used to be managed mainly as a ...Read moreDollar General Logs 7 Million App Users as Consumers Shop Digitally
March 12, 2026
Dollar General’s latest quarterly earnings results, released Thursday (March 12), showed steady demand for low-priced essentials alongside a growing digital ecosystem. The retailer reported net sales of $10.9 billion for the ...Read moreThe New FinTech Scorecard Starts With a Bank Charter
March 11, 2026
Digital assets are reshaping U.S. financial services, and their impact can be traced by the wake of new banking charter applications. The U.S. Office of the Comptroller of the Currency (OCC) ...Read moreRevolut Wins Long-Awaited Full Banking License in the UK
March 11, 2026
Revolut’s long journey to obtaining a U.K. banking license has reached its end. The London-based FinTech announced Wednesday (March 11) that it had landed regulatory approval from the Prudential Regulation Authority (PRA) to launch as a ...Read more
75% of Consumers Say Inflation Coping Strategies Aren’t Working
March 17, 2026
Young consumers in the United States are doing more than ever to stay afloat, but new data shows that effort alone is no longer restoring their sense of control. “Generations Under ...Read moreAffordability Rewrites the Household Balance Sheet
December 19, 2025
Rising prices are reshaping not just household budgets but the financial relationship between generations. Younger and older consumers in the United States are responding to the same pressures in different ways, ...Read moreInstacart AI Pricing Tool Faces FTC Investigation
December 18, 2025
Federal regulators are reportedly seeking information about Instacart’s artificial intelligence (AI) pricing tool. The Federal Trade Commission (FTC) has sent the grocery delivery platform a civil investigative demand asking about its ...Read moreAirbnb Experiments With Instacart Grocery Deliveries to Guests
November 12, 2025
Airbnb is reportedly testing a service that lets guests order groceries from Instacart. The house-sharing company will offer “kitchen stocking” as part of a three-month pilot program starting Jan. 5, Bloomberg ...Read moreDoorDash Extends Kroger Partnership to 2,700 New Stores
September 29, 2025
DoorDash is expanding its partnership with grocery chain Kroger to 2,700 new stores. The updated collaboration kicks off Oct. 1 and will cover deliveries of fresh foods, essential items and Kroger’s ...Read moreTame April Inflation Report May Be Calm Before the Tariff Price Hike Storm
May 9, 2025
On Tuesday (May 13), we may see what could arguably be the calm before a stormy sea of inflation driven by volatile tariffs. The Consumer Price Index inflation reading from the ...Read moreInstacart Teams With POS Firms to Advance Smart Cart Usage
January 13, 2025
Instacart has teamed with two point-of-sale (POS) providers to promote smart cart usage. The grocery technology company announced Monday (Jan. 13) new partnerships with Dumac Business Systems, a POS solutions provider ...Read moreInflation Is Down. Will Paycheck-to-Paycheck Consumers Notice?
August 14, 2024
Inflation is at a multiyear low, according to July’s Consumer Price Index from the U.S. Department of Labor. Inflation has broken through an important psychological barrier, so to speak. The Federal ...Read moreDeliveroo Sees Promise in Groceries as Orders Climb
August 8, 2024
With order volumes increasing, Deliveroo sees opportunities from its loyalty program and grocery business. The U.K.-based delivery service on Thursday (Aug. 8) released earnings for the first half of 2024 showing ...Read moreKroger Sees Private-Label Push Bring Low-Income Shoppers Back
June 20, 2024
With ongoing financial challenges affecting consumers very differently depending on their financial standing, Kroger is seeing its initiative to improve its private-label offerings prove key to getting more budget-strapped shoppers ...Read more
Walmart Shuts Down Agentic Commerce With OpenAI
March 23, 2026
Walmart is pulling back from OpenAI’s Instant Checkout feature inside ChatGPT after internal data showed conversion rates were roughly three times lower than transactions completed on its own website, as ...Read moreGlobal Mall Visionary David Simon Dies at 64
March 23, 2026
David Simon, a former investment banker who grew a regional family real estate enterprise into the global retail real estate player Simon Property Group, passed away Sunday (March 22) at ...Read moreWalmart’s Digital Price Tags Face Pushback From Lawmakers
March 22, 2026
Walmart announced plans recently to bring digital price tags to its stores by year’s end. However, the retail giant’s effort is happening as lawmakers have begun to criticize digital shelf labels ...Read moreStarbucks Rewards Backlash Highlights Retail’s Shift Away From Points-Based Loyalty
March 20, 2026
Starbucks overhauled its rewards program in this month, and customers noticed immediately. The coffee chain replaced its long-standing structure with a three-tier membership system sorting members into Green, Gold and ...Read moreTokenization Powers Invisible Checkout in Agentic Commerce
March 20, 2026
Tokenization is evolving into a structural layer that allows commerce to proceed without a visible checkout. The shift anchored “The Prompt Economy™ Tracker® Series: Tokens, Trust and Transactions,” a PYMNTS Intelligence ...Read moreWalmart Draws a Line Between Smart Markdowns and Dynamic Pricing
March 19, 2026
Retailers today are operating under intense margin pressure from multiple directions. eCommerce has introduced higher fulfillment and return costs, while supply chain volatility has increased inventory risk. At the same time, ...Read moreBudget Pressure Is Changing What ‘Worth It’ Means to Gen Z
March 19, 2026
Financial stress is pushing more consumers toward digital wallets, and the shift may say less about tech adoption than about how shoppers are trying to stay organized when every dollar ...Read moreWalmart Secures Machine Learning Patents to Aid Retail Pricing
March 18, 2026
Walmart has secured U.S. patents for two systems that would use machine learning to inform the company’s pricing, the Financial Times reported Wednesday (March 18). One patent is for a “system and ...Read moreMeta Expands Physical Retail Presence as Virtual Spaces Close
March 18, 2026
Meta is reportedly expanding its physical retail push by opening a new Manhattan store. The tech giant has signed a 10-year lease on a five-story building on Fifth Avenue, Bloomberg News reported Wednesday (March ...Read moreLowe’s Unveils Subscription Service for Consumer Home Maintenance
March 18, 2026
Lowe’s has launched a subscription service to help customers maintain their homes. HomeCare+, announced Tuesday (March 17), lets members of the company’s MyLowe’s Rewards program access seven in-home services for $99 ...Read more

The Back Office Gets Smarter as AI Transforms Supplier Payments
March 24, 2026
For years, accounts payable (AP) was judged by how little trouble it caused, but new data suggests it may now be creating room for faster payments, better supplier experiences and ...Read morePicPay Revenues Jump 85% as Financial Services Portfolio Expands
March 19, 2026
PicPay, the Brazilian digital payments firm, is increasingly leaning on artificial intelligence to manage its rapid scale. The Brazilian digital payment firm discussed this effort Wednesday (March 18) as it reported ...Read moreMastercard’s BVNK Deal Highlights the 4 Barriers to Stablecoin Adoption
March 18, 2026
Crypto’s goal of replacing fiat has never been able to overcome certain roadblocks. Many of them are operational, not ideological. Stablecoin adoption, for example, has been limited as a standalone system ...Read moreWalmart’s PhonePe Says War Has Halted IPO Plans
March 16, 2026
Indian digital payments provider PhonePe has paused its plans to go public. The Walmart-backed company cited geopolitical conflicts and market upheaval as reasons for delaying its initial public offering (IPO), according ...Read moreFraud Defense Moves From the Back Office to the Codebase
March 13, 2026
The evolution of digital payments has often followed a predictable pattern. As transactions become faster and more seamless, new layers of infrastructure emerge to support them. Cloud computing, for example, enabled scalable ...Read moreAI Forensics Takes Aim at Compliance Gridlock
March 11, 2026
Watch more: Digital Shift With Flagright’s Madhu Nadig Scale is fast becoming a central challenge in financial crime compliance. As digital payments expand and real-time transactions accelerate, the number of alerts generated ...Read moreThe Construction Problem Few Talk About: Payment Delays
March 5, 2026
The construction industry builds skylines, bridges and critical infrastructure, yet its own critical financial infrastructure often runs on outdated payment practices. Findings in the February 2026 edition of the B2B and ...Read moreIndia’s PhonePe Aims For $10.5 Billion Valuation in IPO
March 4, 2026
Indian payments platform PhonePe reportedly hopes to go public at a valuation of $9 billion to $10.5 billion. This indicates that the Walmart-backed company will raise around $900 million to $1.05 ...Read moreMerchants Start Chasing High Approvals Instead of Low Fees
March 4, 2026
Watch more: Need to Know With North’s Suril Patel When merchants viewed payments solely through the lens of cost, they typically looked for as little cost as possible. But that one-dimensional calculus ...Read moreRipple Payments Expands Digital and Fiat Cross-Border Rails
March 3, 2026
Ripple Payments now allows customers to collect, hold, exchange and payout in both fiat and stablecoins. The platform also enables customers to provision named virtual accounts and wallets, automate collection flows, ...Read more