Banking

Banking
Erebor Sees Valuation for Tech-Focused Bank Hit $4.35 Billion
December 23, 2025

Silicon Valley-focused banking startup Erebor Bank is expected to raise $350 million, Bloomberg reported Tuesday (Dec. 23). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Banking
Monzo Set to Expand to Ireland After Securing Full European Banking License
December 22, 2025

Digital bank Monzo is set to expand to Ireland and other European markets after securing a full banking license from the European Central Bank and the Central Bank of Ireland. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Banking
FinTech Company Mercury Submits Applications to Become National Bank
December 19, 2025

FinTech company Mercury has applied for a national bank charter with the Office of the Comptroller of the Currency (OCC) and for federal deposit insurance with the Federal Deposit Insurance Corporation (FDIC). Get the Full Story Complete the form to unlock this article and enjoy...

Banking
Tech-Focused Erebor Bank Gains FDIC Approval for Deposit Insurance
December 16, 2025

The Federal Deposit Insurance Corporation (FDIC) approved a deposit insurance application to establish Erebor Bank, a new national bank that plans to provide deposit and lending products to businesses and individuals in the technology, payments systems, investment and defense industries, including participants in virtual currency...

Banking
Non-Bank Financial Groups’ Assets Exceed Banks by $65 Trillion
December 16, 2025

A new regulatory report shows non-bank groups accruing more assets than their traditional banking counterparts. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Banking
Digital Bank N26 Names CEO and Faces New Sanctions
December 15, 2025

German digital bank N26 has chosen a chief executive amid new regulatory sanctions. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Banking
Atlanta Fed Launches Search Ahead of President Raphael Bostic’s Retirement
December 15, 2025

The Federal Reserve Bank of Atlanta has begun a search for a president and CEO to succeed Raphael W. Bostic, who announced in November that he will retire at the end of his current term. Get the Full Story Complete the form to unlock this article and enjoy...

Banking
Embedded Finance Transforms Bank Balance Sheets Into Growth Channels
December 12, 2025

Embedded finance is transforming not just how transactions happen but where financial relationships begin. What once sat at the edge of apps and platforms is now embedded directly into the daily workflows of consumers and businesses, pulling banks toward realizing new revenue streams and balance...

Banking
SoFi Debuts Debit Rewards With New Member Card 
December 10, 2025

Digital financial services firm SoFi has debuted its “all-in-one account” Smart Card. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...