Banking

Banking
British Banks Increasingly Using Higher-Risk Assets as Collateral
September 02, 2026

U.K. banks are increasingly using higher-risk assets as collateral with the Bank of England. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Banking
FDIC Proposal Lowers Insurance Costs for Banks Under $30 Billion
August 31, 2026

Proposed changes to federal deposit insurance assessments could translate to significant savings for community banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Banking
Hong Kong Tests ‘Know Your Agent’ Controls in Payment Workflows 
August 27, 2026

Financial institutions have spent decades learning how to identify customers. Hong Kong is starting to test how they might identify the artificial intelligence (AI) agents acting for them. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Banking
Wells Fargo Makes New Push to Recruit Wealth Managers
August 27, 2026

Wells Fargo has spent the last few years overhauling its wealth management business. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Banking
BankChain Puts Community Banks in the Digital Money Race
August 27, 2026

Thirty-nine state banker associations this week announced plans to create an industry-owned, industry-designed and industry-governed blockchain network capable of supporting smart payments, tokenized deposits, stablecoins and automated settlement. But the most important verbiage in the BankChain Alliance’s Tuesday (Aug. 25) release wasn’t “blockchain.” It was...

Banking
UK Wants Central Bank to Support Stablecoin Innovation
August 27, 2026

England wants its central bank to support innovation in stablecoins and other digital money. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Banking
Open Finance Exposes the Limits of the Primary Account
August 26, 2026

A primary financial relationship loses some of its value when the provider can see only a fraction of the customer’s money. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Banking
Canada’s BMO and Scotiabank Beat Earnings Targets as Trade War Escalates
August 25, 2026

Canadian banks are not being harmed by the effects of new U.S. tariffs that impact some of their customers, and the banks may even find new opportunities, Reuters reported Tuesday (Aug. 25). Get the Full Story Complete the form to unlock this article and enjoy...

Banking
FDIC Reports Bank Return on Assets Approaches Highest Level Since 1984
August 25, 2026

FDIC-insured commercial banks and savings institutions reported a return on assets ratio of 1.37% in the second quarter, marking one of the best results since 1984, Federal Deposit Insurance Corporation (FDIC) Chairman Travis Hill said Tuesday (Aug. 25). Get the Full Story Complete the form to unlock this...