BNPL

BNPL
New York Regulator Proposes Licensing Rules for BNPL Lenders
July 15, 2026

The New York State Department of Financial Services (DFS) posted a notice of proposed rule making regarding buy now, pay later (BNPL) lenders together with the text of the proposed regulation Wednesday (July 15) and will accept public comment on the proposed regulation until Sept. 14, according to the department’s regulatory activity page....

BNPL
PayPal Expands UK BNPL Offering Ahead of New Regulations
July 14, 2026

PayPal introduced another buy now, pay later (BNPL) option for its customers in the United Kingdom, according to a Tuesday (July 14) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

BNPL
Klarna Aims to Offload $516 Million in Credit Risk to Fund Growth
July 14, 2026

Klarna is working on a significant risk transfer (SRT) that will enable it to offload credit risk tied to buy now, pay later (BNPL) loans and free up capital, Bloomberg reported Tuesday (July 14), citing unnamed sources. Get the Full Story Complete the form to...

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BNPL Set to Come Under Supervision of UK’s FCA
July 13, 2026

This week marks a new era for buy now, pay later (BNPL) products in the U.K. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

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BNPL Boosts Basket Size When Shoppers See It Early
July 09, 2026

Buy now, pay later has moved well beyond its original role as an alternative payment method at checkout. It is shaping how retailers present products, influence purchase decisions and guide shoppers through the buying process before a payment screen ever appears. Get the Full Story...

BNPL
South African FinTech Float Launches Card-Linked Installments in UK
July 07, 2026

Float, which has offered credit card-linked installment payment options in South Africa since 2021, expanded to the United Kingdom, Motor Trade News reported Tuesday (July 7). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

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51% of BNPL Users Use It Because They Have To
July 01, 2026

The next stage of Pay Later may look less like a single checkout button and more like a credit menu built for different kinds of buyers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

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BNPL Pushes Private Credit Deeper Into Consumer Risk
June 29, 2026

The worlds of private credit and buy now, pay later (BNPL) loans are increasingly interlinked. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

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The New BNPL Pitch Is Less Buy Now Than Breathe Easier
June 18, 2026

The original buy now, pay later (BNPL) model was a merchant-centric one. Providers generated growth by embedding financing options directly into shopping experiences, and success was measured by checkout conversion and retail partnerships. Get the Full Story Complete the form to unlock this article and...