“The Pay Later Ecosystem Report: Consumers Will Let AI Recommend Pay Later, But They Want Control” examines how artificial intelligence could change the way consumers choose Pay Later options at checkout. Based on a survey of 2,034 U.S. consumers conducted March 30–April 14, 2026, the...
Rent doesn’t wait for payday. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive...
Bank of America introduced a credit card feature to let clients pay over time. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...
Pay later provider Affirm has launched an expanded partnership with payments infrastructure company Stripe. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...
Buy now, pay later is one of the most accessible financial tools available to American consumers today. It requires no minimum credit score for standard products, typically involves a soft credit pull that doesn’t affect a consumer’s credit score, takes seconds to apply for at...
Financing as a mechanism to close a transaction, but newer evidence suggests installments may be influencing whether the transaction happens at all. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...
The buy now, pay later (BNPL) disruption story may have been misunderstood from the beginning. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...
Europe-focused payments services company Worldline has launched a partnership with flexible payments provider Klarna. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...
Generation Z now holds the lowest average credit score of any generation, 676 according to FICO, down three points in one year. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...
