Buy Now Pay Later

Buy Now Pay Later
Apple Pay Partners With Affirm for In-Store Purchase Options
September 15, 2025

Consumers can now access Affirm’s payment options when making in-store purchases with Apple Pay on iPhone in the United States. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Klarna IPO Spotlights 10 Things to Know About the BNPL Consumer
September 11, 2025

Klarna made its expected big splash on Wednesday (Sept. 10) with its New York Stock Exchange debut, raising roughly $1.37 billion at an IPO price of $40 per share, and sending its stock soaring about 30% to an opening price of $52, valuing the firm...

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High-Income Shoppers Spend 40% More on BNPL Than Lower Earners
September 10, 2025

Shoppers in the United States aren’t just swiping their credit cards; they’re splitting them. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

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Klarna Says $1.6 Billion Warehouse Financing Facility Supports Growth Strategy
August 21, 2025

Klarna secured a warehouse financing facility with Santander that provides a total funding capacity of up to 1.4 billion euros (about $1.6 billion). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

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Klarna and Afterpay Keep BNPL Data From Credit Bureaus
August 05, 2025

An effort by FICO to include consumers’ buy now, pay later (BNPL) activity in credit scores has reportedly hit a snag. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

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Splitit and Antom Partner on Card-Linked Installment Payment Program
July 29, 2025

Splitit and Ant International’s Antom have partnered to enable merchants to offer their customers a card-linked installment payment option. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

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43% of Consumers Bail on Purchases Without BNPL Option
July 25, 2025

Buy now, pay later (BNPL) options have become deeply embedded in the financial lives of consumers in the United States, influencing everything from daily grocery runs to major appliance purchases. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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UK’s FCA Proposes New Protections for BNPL Borrowers
July 18, 2025

The United Kingdom’s Financial Conduct Authority proposed new protections for buy now, pay later borrowers that would take effect when BNPL comes under the regulator’s remit on July 15, 2026. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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Affirm Forms Pay-Later Deal With Car Repair Platform Shopmonkey
June 25, 2025

Auto shop management platform Shopmonkey has added Affirm as a pay-later provider. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...