Can big data really help underwrite a better loan? Silicon Valley start-ups like LendUp, ZestFinance Inc. and Think Finance Inc. think so – they claim that by looking at everything from an applicant’s number of Facebook friends, bill paying habits and the amount of time they...
The South by Southwest (SXSW) festival now underway in Austin, Texas, is representing an opportunity for various payments players to show their wares and demonstrate emerging technologies’ possibilities. It’s also generating lots of discussion. Get the Full Story Complete the form to unlock this article...
Bitcoin Tracker | Week 15 Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive...
With just more than two weeks until mandatory compliance with the Single Euro Payment Area (SEPA) system goes into effect, companies − particularly small businesses − are scrambling to ensure they upgrade their systems by the Feb. 1 deadline. Get the Full Story Complete the...
The European Central Bank (ECB) released its second Single Euro Payments Area (SEPA) migration report on October 24, providing an extensive overview of how various eurozone stakeholders are succeeding, and struggling, with the upcoming February 1, 2014, deadline for SEPA credit transfer (SCT) and SEPA...
Q. What do you get when you cross the CFPB, the FTC and Six Alternative Lending CEOs? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...
The crisis du jour for the Bitcoin community yesterday was the collapse of Mt. Gox amid rumors that hundreds of millions of dollars worth of bitcoins had been stolen. While some cynics are claiming this is the death of this cryptocurrency Bitcoin backers are rallying...
Several interesting dynamics are shaping the mobile point-of-sale (mPOS) ecosystem and setting the market up for significant growth in 2014. As shown in the most recent MPOS Tracker, sponsored by ROAM, key events in January set the stage for what’s to become the rest of the year....
Hoping to give Near Field Communication (NFC) payments a strong kickstart, both Visa and MasterCard this week announced cloud-based solutions that give merchants and banks more options for delivering and supporting mobile contactless transactions. Both card brands’ solutions leverage Host Card Emulation (HCE), an open...
