Alternative Credit

Alternative Credit
Competition Giving Prepaid Card Prices That Sinking Feeling
March 11, 2014

The market for general-purpose reloadable cards is maturing, and the age-defining changes are putting a new image on the prepaid market. Yet various issues also persist, including insufficient regulation that could be putting cardholders at risk, according to a new report. Get the Full Story...

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Cozy Launches Renter Credit-Report Solution
March 10, 2014

Cozy, developer of a rent payments and tenant screening platform, has added a solution for requesting credit checks on potential residents. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

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Bitcoin ATMs, Unsatisfied Online Shoppers, Exploding Chinese Mobile Payments … And Other Friday Factoids
March 10, 2014

There’s so much data influencing the industry today that it can be hard to stay on top of everything. PYMNTS.com’s Friday Factoids are the perfect solution for innovators, entrepreneurs or observers trying to keep up with all the latest information. Get the Full Story Complete...

Level Money, Millennials And The Digitization Of Money
March 10, 2014

Helping Millennials manage their money more effectively is the central purpose of Level Money, a mobile app created by Jake Fuentes and Frank Yeary. Fuentes spoke with PYMNTS.com earlier this year, and now the company is preparing for The Innovation Project 2014 next month. Get the...

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Inside MasterCard’s C-SAM Acquisition
March 10, 2014

MasterCard today took a strong move to push out mobile-wallet technology faster globally, including its own MasterPass digital service, with the announced planned acquisition of long-time partner C-SAM, whose platform supports not just payments but also customer-specific offers, loyalty incentives, banking, bill-pay options and nonfinancial...

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Wisely: Promoting Relationships One Purchase At A Time
March 10, 2014

In an era when consumers and businesses are generating unprecedented amounts of information, one company – Wisely – is aiming to leverage that data to help consumers and merchants make more informed spending decisions. Get the Full Story Complete the form to unlock this article...

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Let’s Talk: Breaking That Payments Habit
March 10, 2014

Why did consumers willingly dump their feature phones and blackberries for the iPhone yet they still write checks and pay with cash? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

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The Banks And Prepaid – Round 2
March 10, 2014

At the risk of stepping into a hornet’s nest, I’m following up my first commentary on JPMorgan Chase & Co.’s commercial prepaid exit with another related article. This time it is prompted by Fitch’s recent analysis of the general purpose reloadable (GPR) prepaid market and the implications...

MasterCard, Syniverse Tackle Spending Challenge For International Travelers
March 10, 2014

A key frustration shared among consumers traveling abroad is the fear that their transactions will be denied because of overly conservative fraud-prevention measures put in place by their card issuer, or by the merchant where they want to shop. A declined transaction can prove to...