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PSD2 looms, and merchants are unprepared for strong customer authentication mandates. As a result, European merchants face a cascade of transaction declines. Spencer McLain, VP, EMEA at Whitepages Pro, tells PYMNTS how the near and longer term eCommerce landscape will shift after SCA takes effect in September....
Logins are a routine part of digital life — from shopping online to paying bills to accessing medical records — but proving identity can come with challenges. Consumers now must keep track of myriad user names, passwords and PINs. Get the Full Story Complete the...
The rise of the digital economy has resulted in growing concerns about identification, not the least of which is making sure that people who try to open financial accounts, or complete a variety of online or mobile transactions, are who they say they are. Get...
A multi-part, high-stakes race is underway in a fast-growing part of online and brick-and-mortar retail — a race to stay ahead of political backlash and regulation, a race that also pits fly-by-night operators against merchants seeking the longer-term success that can come only from legitimacy...
These are exciting times for biometrics, with the authentication method(s) moving into the mainstream. But a biometric backlash is underway — and, it seems, a backlash to the backlash, at least in one sense. Get the Full Story Complete the form to unlock this article...
One of the more interesting – and perhaps even amusing – parts of human nature comes from the assumptions we attach to examples of growth and success. Once someone proves himself a winner, or something proves itself a winning proposition, many of us, despite knowing better,...
Banking — especially mobile banking — offers ‘single points of failure’ that allow fraudsters to make off with victims’ data and money. Karl Kilb III, CEO of Boloro, tells PYMNTS why separating transactions and authentication is critical when transactions are done by phone — or...
Consumers want authentication to be both seamless and secure, and many expect online merchants to safeguard their personally identifiable information. Not all businesses are able to do so on their own, however, as evidenced by the numerous breaches that have occurred over the past few...
