Consumer Finance

Consumer Finance
NY Fed: Consumers Feeling Gloomier About Financial Futures
March 11, 2025

New data shows growing financial pessimism among Americans, the latest sign of shaky consumer confidence. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Consumer Finance
Will Macro Pressures and ‘FICO Creep’ Be a Boon for Pay Later Options?
March 10, 2025

Monday (March 10) marked another bloodletting on Wall Street, another slew of headlines about tariffs and trade wars. And as economic concerns mount, the picture on consumer debt becomes cloudier. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Consumer Finance
Revolving Debt and Credit Card Spending Muted in January
March 07, 2025

After a holiday spending frenzy, consumers have returned to a more normalized rate of spending, as measured in incremental borrowing on credit cards and other forms of debt. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Consumer Finance
Treasurers in Transportation and Logistics Struggle for Recognition
February 25, 2025

Treasurers are vital in transportation and logistics companies, managing liquidity and influencing financial health. But how often do companies underuse their expertise due to limited interdepartmental influence? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Consumer Finance
Wealthiest 10% of Americans Drive Bulk of Consumer Spending
February 24, 2025

While many Americans are cutting back, their wealthier neighbors are spending freely. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Consumer Finance
Card Delinquencies Hit Multiyear High
February 13, 2025

The holiday splurge has passed — and now comes the holiday hangover? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Consumer Finance
Upstart Personal Loans Leap 89% Year Over Year
February 11, 2025

Upstart’s latest quarterly results showed double-digit gains in loan originations, powered by artificial intelligence (AI) and automation, where management also said that the credit quality of its lending portfolio was strong amid new capital commitments from its lending partners. Get the Full Story Complete the...

Consumer Finance
Consumer Borrowing Jumps by Record $40.8 Billion
February 09, 2025

U.S. consumer borrowing saw a surprise surge in December, the largest increase on record. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Consumer Finance
New Data: Financially Strapped Consumers Move to Credit Card Alternatives
February 05, 2025

Consumers can’t spend money they don’t have, and right now, many are running out of cash. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...