Consumer Insights

Consumer Insights
Lower-Income Paycheck-to-Paycheck Consumers May Find Scant Relief From Rate Cuts 
March 20, 2024

The Fed’s kept rates steady.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive...

Consumer Insights
Merchants Leverage Split-Pay Plans to Drive Spending With High-Income Shoppers
March 20, 2024

As brands and retailers look for ways to win the spending of their highest-value customers, PYMNTS Intelligence research found that installment plans linked to bank-issued credit cards can go a significant way toward boosting the average ticket of high-income shoppers. Get the Full Story Complete...

Consumer Insights
Inflation Puts Consumers on Alert for Discounts
March 18, 2024

Consumers closed 2023 by increasing their spending — nearly 7% more over what they spent the previous year, according to PYMNTS intelligence data — indicating consumer confidence is on the rise. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Consumer Insights
Consumers ‘Balancing a Lot’ as Retail Sales Slow
March 17, 2024

Consumers are growing more hesitant to spend following a long stretch of looser spending. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Consumer Insights
Card-Linked Discounts May Win Over Inflation-Concerned Consumers 
March 14, 2024

As PYMNTS reported this week, while most U.S. consumers appear untroubled by the prospect of near-term inflation, their anxiety levels rise at the prospect of long-term inflation.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Consumer Insights
Social Media Shoppers Like to Stick With What They Know
March 14, 2024

For consumers making purchases via social media platforms, PYMNTS Intelligence research reveals, staying within their comfort zone is a top priority. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Consumer Insights
Uptick in Inflation Impacts Nearly Every Consumer Despite Age, Earnings 
March 12, 2024

News this week that inflation inched up slightly in February is bad news for U.S. consumers, but if there’s any consolation, most say they saw it coming.   Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Consumer Insights
Nearly Three-Quarters of Retail Customers Consider Deals When Choosing Merchants
March 12, 2024

As ongoing economic challenges have continued to affect consumer behavior, PYMNTS Intelligence finds that deal-seeking behavior has long since become mainstream. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Consumer Insights
Savings Drop Threatens Consumers Ability to Handle Emergency Expenses
March 04, 2024

Consumers are now saving less money for the proverbial rainy day than they were a year ago. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...