In today’s challenging economic environment, understanding how consumers use credit cards is important. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....
When a consumer is offered an installment or split-pay plan at the end of the checkout or any point of the shopping journey, the oft-assumed main benefit of doing so is for the consumer to have access to a purchase that they couldn’t afford otherwise...
In a world where managing finances has become a challenge, it is important to explore strategies to avoid accumulating debt and prevent overspending. An effective tactic adopted by consumers is abstaining from credit card ownership, a recommendation corroborated by findings in the “New Reality Check:...
The younger the consumer, the less likely they are to use credit cards. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....
IndusInd Bank has launched a corporate credit card on the RuPay network. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...
Card interchange fees have fierce defenders and heated detractors. Turn on the financial news, and commentary might touch on whether cards are “free” — and who ultimately pays the price. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...
Making your loved ones happy is priceless. For everything else, there’s a credit card. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...
In the United States, the average consumer has four credit cards, and the total credit card debt is nearly $1.1 trillion, according to data from the Federal Reserve Bank of New York. But who do they turn to for their primary credit cards? Get the...
Card delinquencies and charge-offs offer evidence of the struggles of meeting current obligations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....