Credit Cards

Credit Cards
Affluent Consumers Value Security and Rewards When Choosing Credit Cards
January 10, 2024

In today’s challenging economic environment, understanding how consumers use credit cards is important. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Credit Cards
Installment Plans Help Acquirers Boost Reputation and Merchant Satisfaction
January 08, 2024

When a consumer is offered an installment or split-pay plan at the end of the checkout or any point of the shopping journey, the oft-assumed main benefit of doing so is for the consumer to have access to a purchase that they couldn’t afford otherwise...

Credit Cards
Most Consumers Opt Out of Credit Cards to Avoid Accumulating Debt
December 28, 2023

In a world where managing finances has become a challenge, it is important to explore strategies to avoid accumulating debt and prevent overspending. An effective tactic adopted by consumers is abstaining from credit card ownership, a recommendation corroborated by findings in the “New Reality Check:...

Credit Cards
Younger Consumers Less Likely to Use Credit Cards
December 28, 2023

The younger the consumer, the less likely they are to use credit cards. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Credit Cards
IndusInd Bank Launches Corporate Credit Card on RuPay Network
December 27, 2023

IndusInd Bank has launched a corporate credit card on the RuPay network. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Credit Cards
Card Interchange Fee Debate Confuses Costs With Who Pays Them
December 21, 2023

Card interchange fees have fierce defenders and heated detractors. Turn on the financial news, and commentary might touch on whether cards are “free” — and who ultimately pays the price. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Credit Cards
Citi Mobile Leads in PYMNTS’ Provider Ranking of Credit Card Apps
December 20, 2023

Making your loved ones happy is priceless. For everything else, there’s a credit card. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Credit Cards
US Consumers Pick National Banks Most for Their Primary Credit Cards
December 19, 2023

In the United States, the average consumer has four credit cards, and the total credit card debt is nearly $1.1 trillion, according to data from the Federal Reserve Bank of New York. But who do they turn to for their primary credit cards? Get the...

Credit Cards
Discover and Capital One Card Delinquencies Point to Pressures for Prime, Near-Prime Consumers
December 18, 2023

Card delinquencies and charge-offs offer evidence of the struggles of meeting current obligations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....