Cryptocurrency

A cryptocurrency is a digital asset designed to work as a medium of exchange that uses strong cryptography to secure financial transactions, control the creation of additional units, and verify the transfer of assets.

(source: en.wikipedia.org)

Cryptocurrency
Banks and Credit Unions Win Crypto Trust by Explaining It First
July 21, 2026

The next major digital asset product offered by a bank may not be a wallet, stablecoin or tokenized deposit. It may be an explanation. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Cryptocurrency
Stablecoin Awareness Falls Short for 70% of Credit Union Members
July 21, 2026

Consumers may hear different labels for stablecoins and other cryptocurrency, but many still place both products in the same mental bucket. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Cryptocurrency
Nium CEO Says Stablecoins’ Real Prize Is the Cash Companies Can’t See
July 21, 2026

Watch more: Why Stablecoins Are A Treasury Story, Not a Crypto Story Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Cryptocurrency
ECB Joins US Banks in Warning Stablecoins Could Drain Deposits
July 20, 2026

The European Central Bank is adding its voice to banks in the United States in warning that widespread adoption of stablecoins could pull retail deposits out of traditional banks, weakening a critical source of funding for lending. Get the Full Story Complete the form to...

Cryptocurrency
Crypto Market Regulation Is Running Out of Time at the Finish Line
July 20, 2026

The CLARITY Act was supposed to resolve a relatively straightforward, if technically difficult, question: When is a digital asset a security, when is it a commodity, and which federal regulator is responsible for overseeing the companies that trade it? Get the Full Story Complete the...

Cryptocurrency
Ethics Battle Freezes Clarity Act Ahead of Senate Recess
July 17, 2026

With the Senate set to go on recess in three weeks, after Aug. 7, the Clarity Act is still facing several hurdles, Bloomberg reported Friday (July 17). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Cryptocurrency
Spendability Emerges as the Next Test for Digital Assets
July 17, 2026

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Cryptocurrency
Citadel Securities Takes $400 Million Stake in Crypto.com
July 16, 2026

Crypto.com secured a $400 million strategic investment from Citadel Securities, according to a Thursday (July 16) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Cryptocurrency
BitPay Obtains EU Crypto License Under MiCA Regulations
July 16, 2026

Cryptocurrency payment processor BitPay has received authorization to operate across the European Union under the bloc’s landmark Markets in Crypto-Assets (MiCA) regulation, the company announced Thursday (July 16). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...