Legal & Regulation

Bank Regulation
FDIC Finds Steep Rise in Loans From Banks to Nonbanks
April 23, 2026

A new FDIC report monitors the sharp rise in lending from banks to nonbanks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Legal & Regulation
AI Startup Mercor Faces Lawsuit Over Data Breach
April 23, 2026

AI training feedback startup Mercor is reportedly facing legal action following a data breach. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

AML
FAFT Wants Italy to Strengthen Money Laundering Protections
April 23, 2026

A global financial crime watchdog wants Italy to get tougher on money laundering. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Legal & Regulation
CFPB Final Rule on Credit Unchanged From Industry-Supported Proposal
April 22, 2026

The Consumer Financial Protection Bureau (CFPB) published its final rule on the Equal Credit Opportunity Act (Regulation B) on Wednesday (April 22). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Legal & Regulation
Labor Department Proposes Unified Joint Employer Standard
April 22, 2026

The Department of Labor has proposed a rule clarifying joint employer status under federal wage and hour laws, saying the proposal would make it simpler for employers to comply with the laws and for employees to understand their rights. Get the Full Story Complete the form...

Legal & Regulation
Congress Moves to Give FinTechs Direct Fed Payment Access With PACE Bill
April 22, 2026

The future of payments infrastructure may hinge less on technology than on who is permitted to connect to it. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Legal & Regulation
House Bill Would Reduce Small Lenders’ Reporting Requirements
April 22, 2026

A bill that would reduce small lenders’ reporting requirements was one of four bills the House Financial Services Committee advanced to the House of Representatives on Tuesday (April 21). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Legal & Regulation
New York Sues Coinbase and Gemini Over Prediction Markets
April 21, 2026

New York sued Coinbase and Gemini Titan Tuesday (April 21), alleging that the companies’ prediction market platforms are illegal, unlicensed gambling operations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Legal & Regulation
PACE Act Would Open Fed Payment Rails to FinTechs
April 21, 2026

New proposed federal legislation would give more financial institutions access to federal payment systems. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...