Artificial Intelligence

PYMNTS covers artificial intelligence as it transforms payments, commerce and financial services, from generative AI and agentic commerce to fraud detection, underwriting and customer engagement. Our reporting pairs breaking news with proprietary data and expert analysis to examine how AI is reshaping business models, operational efficiency and competitive dynamics across the connected economy.
Mistral CEO Bets on Open-Source and Local AI
Artificial Intelligence
Mistral CEO Bets on Open-Source and Local AI
February 18, 2026

Mistral co-founder and CEO Arthur Mensch said the battle for artificial intelligence primacy has nothing to do with geography. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

CFOs Scramble as AI Pricing Breaks Traditional SaaS Billing Model
Artificial Intelligence
CFOs Scramble as AI Pricing Breaks Traditional SaaS Billing Model
February 18, 2026

The next great enterprise software battle may be fought not in GPUs or algorithms, but in invoices. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Perplexity Pulling Sponsored Answers From AI Platform
Artificial Intelligence
Perplexity Pulling Sponsored Answers From AI Platform
February 18, 2026

Artificial intelligence (AI) startup Perplexity is reportedly moving away from advertising. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

What Happens to Stores When AI Agents Do the Shopping?
Artificial Intelligence
What Happens to Stores When AI Agents Do the Shopping?
February 18, 2026

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and...

Businesses Move to Rein In AI in the Shift to Autonomous Finance
Artificial Intelligence
Businesses Move to Rein In AI in the Shift to Autonomous Finance
February 18, 2026

As enterprises hand artificial intelligence agents the authority to initiate payments, approve refunds, route compliance alerts and coordinate workflows across finance, HR and operations, a new question is emerging inside boardrooms and audit committees: How do you control an agent acting at the machine speed?...

Private Software Firms Beat AI Disruption Fears With Early Earnings
Artificial Intelligence
Private Software Firms Beat AI Disruption Fears With Early Earnings
February 17, 2026

Privately held software firms McAfee, Rocket Software, Perforce Software and Cloudera released their earnings to lenders ahead of schedule to reassure those lenders at a time when some are concerned that the rise of artificial intelligence could disrupt the industry, Bloomberg reported Tuesday (Feb. 17)....

Robots, Compliance and AI Receptionists: $1.45 Billion Backs AI Embedded in Real Operations
Artificial Intelligence
Robots, Compliance and AI Receptionists: $1.45 Billion Backs AI Embedded in Real Operations
February 17, 2026

Across robotics, media production, healthcare administration, compliance and small-business front desks, startups raised capital by promising measurable output: robots on factory floors, video assets in production pipelines and prior authorizations processed. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

JPMorgan Chase Analysts Predict AI Costs Could Trigger Bank Mergers
Artificial Intelligence
JPMorgan Chase Analysts Predict AI Costs Could Trigger Bank Mergers
February 17, 2026

The pace of artificial intelligence spending required in the financial services sector may force smaller banks into mergers, Bloomberg reported Tuesday (Feb. 17), citing analysts at JPMorgan Chase. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

AI Pushes SaaS Toward Usage-Based Pricing
Artificial Intelligence
AI Pushes SaaS Toward Usage-Based Pricing
February 17, 2026

For roughly 20 years, enterprise software companies have optimized around seats. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...