Banking

Banking
SMB Digital Banking Startup Open Closes $100M Funding At $500M Valuation
October 12, 2021

Digital business banking startup Open raised $100 million in a funding round led by Temasek, with participation by existing investors Tiger Global and 3one4 Capital and new backers Google, Visa, and SBI Investment, Economic Times (ET) reported, citing sources. Get the Full Story Complete the...

Banking
Customers Cite Trust and Security as Restraining Factors in Adopting Digital-Only Banking Service
October 11, 2021

Banking customers have made it evident in a PYMNTS study that convenience and ease of use provided by technology-based services are of utmost value to their experience, which is a deciding factor in making a banking choice. This preference is driving the digital-only bank to...

Banking
Citi Study: 44% of Participants Think Equities Timeframe Will Be T+1 in 5 Years
October 11, 2021

A new Citi study shows that 44% of participants think the settlement timeframe for equities will likely be T+1 in the next five years, according to a press release emailed to PYMNTS. Get the Full Story Complete the form to unlock this article and enjoy...

Banking
The Ten Year Reset: Highnote CEO Says Embedded Payments Need More Modern ‘Full-Stack’ Tech
October 11, 2021

We are moving toward the age of the super app, toward payments being embedded within experiences rather than being separate from them.  For the smaller firms and FinTechs that want to bring banking services to end users and extend their brands in the process, the...

Banking
JPMC, BoA, Other Big Banks Squeezed by Soaring Tech Costs
October 10, 2021

The biggest U.S. banks are feeling the crunch of higher technology costs as they try to compete with rising FinTechs, the Financial Times (FT) reported. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Banking
New Digital Banking App Provider Ranking Shows Who’s Boss — and Who’s Tossed
October 06, 2021

We meet regularly in this space to sort out the rising and falling of digital banking apps, because it’s important to global commerce — and besides, it’s our job. We like getting paid. Get the Full Story Complete the form to unlock this article and...

Banking
49% of US Consumers Interested in Digital Banking Services from Larger Firms
October 05, 2021

The report “Digital Banking: The Brewing Battle for Where We Will Bank,” a PYMNTS and Optherium collaboration, surveyed 2,225 U.S.-based consumers to gauge their impressions of, and intentions to use, digital banking services. Get the Full Story Complete the form to unlock this article and...

Banking
Challenger Bank Monzo Abandons US Banking License Application
October 04, 2021

London-based FinTech company Monzo has pulled back its application for a U.S. banking license, according to a Monday (Oct. 4) report from CNBC. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Banking
UK’s CMA Finds Open Banking Entity Failed to Stop Intimidation, Conflicts of Interest
October 03, 2021

An independent investigation set up by the Competition and Markets Authority (CMA) found that the Open Banking Implementation Entity (OBIE) has had poor governance and didn’t stop bullying and intimidation of staff, Reuters writes. Get the Full Story Complete the form to unlock this article...