News

Banking
Embedded Finance Transforms Bank Balance Sheets Into Growth Channels
December 12, 2025

Embedded finance is transforming not just how transactions happen but where financial relationships begin. What once sat at the edge of apps and platforms is now embedded directly into the daily workflows of consumers and businesses, pulling banks toward realizing new revenue streams and balance...

Artificial Intelligence
OpenAI Plans to Offer AI Models’ Enhanced Capabilities to Cyberdefense Workers
December 12, 2025

OpenAI said it is adding more safeguards to its artificial intelligence (AI) models amid rapid advancements in all AI models. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Artificial Intelligence
Enterprise AI Shifts Focus to Inference as Production Deployments Scale
December 12, 2025

Enterprise artificial intelligence is entering a new phase as companies that spent the past two years experimenting with large language models are now moving those systems into live environments. It’s causing a shift in investment and engineering resources toward inference infrastructure. Get the Full Story...

Retail
Target Says Concept Store Reflects Its ‘Design-Driven Future’
December 12, 2025

Target has opened a concept store that the retailer said is part of its “design-driven future.” Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Artificial Intelligence
White House Signals AI Power Shift to Washington
December 12, 2025

The long-awaited Federal government campaign to quash state-by-state AI regulations is on. President Donald Trump signed an executive order on Dec. 11 directing the federal government to establish a new national approach to artificial intelligence and to push back against state-by-state AI rules the administration...

Payments Innovation
Tokenization Shields Merchants, Issuers as AI Agents Start to Shop
December 12, 2025

Watch more: The Digital Shift: Thales’ Francois Chaffard Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Artificial Intelligence
AI Pushes Big Brands to Reinvent Their Workforce Strategy
December 12, 2025

Modern enterprise leaders have grown accustomed to major technological transitions arriving with a playbook. Cloud migration? There were frameworks, maturity models and reference architectures. Cybersecurity? Standards, best practices and step-by-step roadmaps proliferated. Get the Full Story Complete the form to unlock this article and enjoy...

B2B Payments
B2B Platforms Turn Embedded Finance Into a Revenue Engine
December 12, 2025

For business-to-business (B2B) platforms, embedded finance has moved from a niche add-on to a core engine for revenue growth, loyalty and operational efficiency. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Retail
Costco’s Digital Sales Surge 21% as Members Maintain Spending
December 11, 2025

Costco’s digital transformation continues, as the fiscal first quarter delivered double-digit growth in digital comparable sales and engagement with the app, and warehouse members are showing what management termed “consistency” in their spending even amid economic uncertainty. Get the Full Story Complete the form to...