Watch more: The Digital Shift: Thales’ Francois Chaffard As artificial intelligence (AI) agents edge from novelty to shopping companion, merchants are revisiting an old question in a new form: Who — or what — gets trusted to pay? Agentic commerce promises frictionless buying, but it...
Watch more: Need to Know: Green Dot’s Renata Caine Embedded finance is no longer an experiment or competitive differentiator for a few large brands. More than 99% of companies already have at least one embedded finance capability, and 94% plan to increase their investment in...
Embedded finance is moving from a strategic initiative to a core requirement as firms across industries weave financial services into their platforms. The PYMNTS Intelligence report “Embedded Finance as a Strategic Initiative: How Integrating Financial Services Into Non-Financial Platforms is Driving Growth,” a Green Dot...
Online marketplaces have spent the last decade layering payments and financial tools into their platforms. Now, they are shifting from experimentation to disciplined execution as embedded finance becomes a core part of how they compete and grow. The PYMNTS Intelligence report “Embedded Finance Grows Up:...
Thanksgiving invites a pause, a chance to acknowledge progress in a year that has been unpredictable for consumers and businesses. Across the payments, banking and FinTech sectors, 2025 delivered real advances that offered stability, optionality and speed at moments when people needed those qualities most....
Professionals in payments, FinTech and the digital economy already face crowded calendars and a nonstop flow of industry information. Conferences often promise insight but often deliver conversations heavy on sales and marketing pitches and light on the content that inspires thought-provoking conversations about how to...
For years, embedded finance simmered in the background of digital transformation. It was an intriguing but optional layer of functionality that allowed companies to process payments, move money or experiment with banking-grade features without becoming banks themselves. As 2025 turns toward 2026, that era is...
Even the most successful card issuers cannot rest on their laurels. Sustained excellence demands continuous innovation and an expanding array of offerings to keep end users engaged and loyal. The July 2025 PYMNTS Data Book, an analysis stemming from a PYMNTS Intelligence and Visa DPS...
Watch more: Need to Know: Maverick Payments’ Justin Downey Merchants, independent software vendors (ISVs), independent sales organizations (ISOs) and financial institutions (FIs) all play vital roles in the payment ecosystem. Those roles used to overlap or compete, but today they increasingly depend on one another...