Payments Innovation

Payments Innovation
APIs and Innovation Help Merchants Put Payments ‘in the Background’
April 03, 2025

For merchants, omnichannel innovation comes in several flavors. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Payments Innovation
Marketplaces Go Global in Pursuit of $20 Trillion Payments Opportunity
March 27, 2025

Marketplaces have transformed the global economy, creating ecosystems where buyers and sellers converge in the digital universe. But as they evolve, so must the infrastructure that supports them. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Payments Innovation
How Pay Later Options Are Redefining Consumer Spending — an Expert Look at What’s Next
March 24, 2025

PYMNTS Intelligence’s latest research finds that the U.S. market for buy now, pay later (BNPL) credit totals $175 billion. While that’s a small slice of total consumer spending, it represents an 88-fold spike in BNPL in just six years. Get the Full Story Complete the...

Payments Innovation
Bank of America Says Real-Time Payments Connect Businesses to Working Capital
March 17, 2025

The Clearing House’s RTP network launched in 2017. The FedNow Service, the central bank’s foray into real-time payments, debuted in the summer 2023. And yet real-time payments — while getting some serious global traction — still have a lot of runway left for consumers and...

Payments Innovation
Turning Digital Bill Presentment Into the Next Consumer Touchpoint
March 12, 2025

Payments innovation often steals the spotlight from its less flashy cousin, payment advances. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Payments Innovation
Australia and Brazil’s Shared Vision for the Future of Checkout
March 11, 2025

As digital economies race to streamline the payment process, the checkout experience is at the forefront of change, with innovations around customer experience and security redefining how merchants and consumers engage with payment technologies. Get the Full Story Complete the form to unlock this article...

Payments Innovation
How Embedded FinTech Is Becoming B2B’s Competitive Edge
March 04, 2025

The ability to embed payments across nonfinancial touchpoints and into existing systems is transforming business models across industries with new monetization opportunities. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Payments Innovation
Arculus: Balancing Security and User Experience Is Blueprint for Payments Innovation
March 03, 2025

For years, enhancing payment security often came at the expense of user convenience. Complex authentication processes, multistep verifications and transaction delays were the norm. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Payments Innovation
Why Modernizing Payments Doesn’t Always Have to Be About the Cloud
February 27, 2025

Payments modernization and cloud migration are two phrases that often get mentioned in the same sentence. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...