Opinion

Opinion
Modern Account Issuing ‘Hit’ Demands a ‘Reset’ in Money Mobility
April 11, 2022

Nearly any consumer or B2B app can create an account capable of taking a deposit or making a payment. In the PYMNTS eBook, “Endemic Economic: 32 Payments Execs on the ‘Next Normal’ That Never Happened,” Ingo Money CEO Drew Edwards says that capturing customer loyalty...

Opinion
Bank of America: Reflections From a Payments Product Designer
April 11, 2022

Payments innovation is getting a lot of attention, says Derrick Walton, Bank of America head of emerging payments in global transaction services. Read his thoughts on how technology, UX, and consumer preference are intersecting in the PYMNTS eBook, “Endemic Economic: 32 Payments Execs on the...

Karen Webster
The One Big Thing Apple’s Project Breakout Needs but Doesn’t Have
April 04, 2022

Project Breakout is said to be Apple’s now-not-so-secret plan to turn itself into a full-fledged payments and financial services company by building its own acquiring, payments processing, risk management, fraud and credit underwriting capabilities. As reported last week by Bloomberg, this move is intended to...

Cryptocurrency
A Pragmatic Guide to the Future of Crypto
February 28, 2022

This paper provides a pragmatic assessment of the future of crypto. As used here, crypto refers to public blockchains that rely on a cryptocurrency and the applications that use these blockchains to provide services to end users. Ether is an example of a public blockchain;...

Opinion
Vindicia: 2021 Was the Year of Refocusing
January 24, 2022

Last year saw dramatic changes for subscription businesses, says Roy Barak, chief financial officer and chief operating officer of Vindicia. By focusing on the complete customer journey, eCommerce providers have positioned themselves to deliver frictionless experiences. Read his thoughts in the PYMNTS eBook, “In a Word:...

Opinion
Verifi: 2021 Was the Year of Redefining
January 24, 2022

Verifi CEO Matthew Katz says it’s time to redefine the dispute process to reflect the new digital reality — empowering merchants and consumers to resolve problems without lengthy, costly chargebacks. Read his thoughts in the PYMNTS eBook, “In a Word: 50 Thought Leaders Sum Up...

Opinion
Usend: 2021 Was the Year of Value
January 24, 2022

As companies emerge from survival mode, they’re casting a critical eye on the landscape around them, says Ran Grushkowsky, chief operating officer and chief technology officer of Usend. As this happens, they’re also assessing what they value – focusing on what matters, and abandoning what...

Opinion
Trulioo: 2021 Was the Year of Vigilance
January 24, 2022

It is no surprise that with the increase in online activity, we’ve simultaneously seen an increase in cyber fraud, says Zac Cohen, chief operating officer of Trulioo. That means businesses need to be more vigilant than ever, building robust verification into every touchpoint. Read his...

Opinion
TreviPay: 2021 Was the Year of Flow
January 21, 2022

Before COVID hit, online B2B marketplaces were already growing in popularity, says Brandon Spear, CEO of TreviPay. During the pandemic, they’ve become a necessity — and so have payment solutions that offer the same speed and convenience. Read his thoughts in the PYMNTS eBook, “In...