Opinion

Opinion
Mastercard: 2021 was the Year of Digitization
January 12, 2022

2021 laid a foundation for technologies that hold the potential to transform the way we do commerce, says Bob Schukai, executive vice president of technology development, new digital infrastructure and FinTech at Mastercard. Look for the pace of change to accelerate in 2022, as merchants...

Opinion
Experian Health: 2021 was the Year of Defiance
January 12, 2022

Last year saw the U.S. healthcare system mobilize in a herculean effort to vaccinate the nation and a new pivot to a care model that blended telehealth and in-office care. But it also showed weaknesses in old ways of doing things, says Tom Cox, president...

Opinion
CO-OP Financial Services: 2021 was the Year of Rethinking
January 12, 2022

Hard times can serve as an effective catalyst for change. Todd Clark, president and CEO of CO-OP Financial Services, says smart credit unions used a tough 2021 to rethink their customer service models, embracing digitization and new credit offerings to stay in sync with member...

Opinion
Clyde: 2021 was the Year of Opportunity
January 12, 2022

The shift to eCommerce in 2021 gave retailers a treasure trove of data they can use to improve customer experience. Merchants that seize the moment can use the insights that data provides to win new customers and cement the loyalty of existing ones, says Brandon...

Opinion
CardinalCommerce: 2021 Was the Year of Connecting
January 11, 2022

Tackling the false declines that plague the payments industry while preventing fraud requires connecting the dots between data, decision making, and shared responsibility, says Tim Sherwin, co-founder and CEO of CardinalCommerce. Read his thoughts in the PYMNTS eBook, “In a Word: 50 Thought Leaders Sum...

Opinion
Brighterion: 2021 Was the Year of Adaptability
January 11, 2022

At a time when businesses need to be more flexible than ever, artificial intelligence may hold the key to bringing back-office functions up to speed to meet customer demand. Sudhir Jha, senior vice president and head of Brighterion, says finding the right platform partner can...

Opinion
Boost Payment Solutions: 2021 Was the Year of Intention
January 11, 2022

Last year gave the payments world a bit of time to step back and regroup from the chaos of 2020 — and start to rebound. To continue that, says Dean Leavitt, founder and CEO of Boost Payment Solutions, it’s time for businesses to start being...

Opinion
Blackhawk Network: 2021 Was the Year of the Consumer
January 11, 2022

Consumers drove the seismic shift in payments technology in 2021, says Talbott Roche, president and CEO of Blackhawk Network. Now, the ball is in retailers’ court. To run with it, they need to move beyond just accepting digital wallets and contactless payments — and start...

Opinion
BitPay: 2021 Was the Year of Blockchain Payments
January 10, 2022

The buzz blockchain and crypto technologies generated in 2021 planted the seeds for an exciting future, says BitPay CEO Stephen Pair. Look for 2022 to bring more mainstream acceptance of crypto. Read his thoughts in the PYMNTS eBook, “In a Word: 50 Thought Leaders Sum...