Opinion

Opinion
Onbe: 2021 Was the Year of Adaptability
January 18, 2022

Last year saw workers around the world move out of survival mode and dedicate themselves to finding solutions to meet the needs of our new reality. Onbe CEO Bala Janakiraman expects that innovation to continue as more organizations embrace the digital transformation that working remotely...

Opinion
nsKnox: 2021 Was the Year of WFH and Increased Fraud
January 18, 2022

Working from home gave fraudsters new vulnerabilities to exploit as companies were forced to reinvent business processes using distributed teams. Nithai Barzam, chief operating officer of nsKnox, urges payments leaders to work with IT and information security leaders to educate workers and shore up their...

Opinion
Novae: 2021 Was the Year of Disruption
January 18, 2022

The COVID pandemic disrupted all of our lives, forcing us to find new ways to work, play and shop. Digitally mature companies proved up to the challenge, says Sergio Arana, founder and CEO of Novae, meeting consumer demand with innovations that helped them survive —...

Opinion
Netspend: 2021 Was the Year of Employee Empowerment
January 18, 2022

Just as today’s online consumer wants control over how they pay, employees are finding that they have more employment choices than ever before. They also want the power to take control of how they pay and get paid, says Kelley Knutson, president of Netspend. Read...

Opinion
Melio: 2021 Was the Year of Entrepreneurs
January 17, 2022

Last year brought us the “Great Resignation” as more and more people quit their jobs to work for themselves. As those entrepreneurs turn to digital services in record numbers, demand is growing for tools to help them manage their B2B and B2C payments processes with...

Opinion
Lending Club: 2021 Was the Year of Transformation
January 17, 2022

2021 opened customers’ eyes to the possibilities of digital-first banking. In 2022, says Anuj Nayar, financial health officer of Lending Club, we can only expect their demand for experiences tailored to their financial journeys to grow even more. Read his thoughts in the PYMNTS eBook, “In...

Opinion
Kount: 2021 Was the Year of Insights
January 17, 2022

​​Companies large and small turned to data for up-to-the-minute consumer insights during a topsy-turvy 2021. Look for that trend to accelerate in 2022, says Brad Wiskirchen, founder and general manager at Kount, as firms leverage insights to address friction throughout the retail process. Read his...

Opinion
Katapult: 2021 Was the Year of Inclusion
January 17, 2022

Retailers stepped up to the plate for non-prime customers in 2021, offering installment programs that gave more people access to products and services. Orlando Zayas, CEO of Katapult, predicts that lease-to-own and buy now, pay later options will continue to proliferate, giving businesses access to...

Opinion
Jumio: 2021 Was the Year of Consolidation
January 14, 2022

Companies started stepping up their identity verification protections amid rising security threats from hackers and fraud in 2021, says Bala Kumar, chief product officer at Jumio. This year, look for them to consolidate the information they now get from multiple vendors into a single, comprehensive...