Consumer Finance

Consumer Finance
Inflation Means Americans Now Spend $64B More on Essentials
October 14, 2022

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Consumer Finance
Paycheck-to-Paycheck Consumers Rethink What’s Essential
October 11, 2022

Over 60% of American are now living paycheck to paycheck, and close to one-quarter of U.S. consumers live paycheck to paycheck and struggle to meet monthly expenses. That harsh reality shows up in the products they buy — or don’t — and related financial behaviors. Get the...

Consumer Finance
Diners Feeling Price Pressure Despite Restaurants’ Efforts to Cushion Blow
October 06, 2022

Restaurants may be doing everything in their power to price below the rate of food inflation, and even below the rate of inflation overall, but consumers are nevertheless noting significant increases in the costs of their favorite meals. Get the Full Story Complete the form...

Consumer Finance
Ranks of Paycheck-to-Paycheck Consumers Fall Slightly in September
October 05, 2022

Unpacking how U.S. consumers at all income levels are making ends meet reveals that paycheck-to-paycheck living is becoming — or already is — accepted as a dominant lifestyle today, and it’s likely to be with us for some time to come, with or without a...

Consumer Finance
FinTech Platforms Help Paycheck-to-Paycheck Consumers Pay off Debts
October 03, 2022

Charging things to a credit card and paying the balances over time is no longer optimal — perhaps no longer even feasible if you’re paying the minimum every month. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Consumer Finance
SoFi Debuts ‘On The Money’ Consumer Finance Site
September 27, 2022

Personal finance company SoFi has debuted “On the Money,” a digital content hub that lets members stay on top of their finances. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Consumer Finance
New Study: 60% of US Consumers Have Cut Spending Due to Inflation
September 27, 2022

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and...

Consumer Finance
Achieve Launches New Digital Personal Finance Brand
September 22, 2022

Personal finance company Achieve has launched a new suite of offerings this month that is designed to get people on a better financial path, moving them from a position of financial struggle to one that is financially thriving, according to a press release Thursday (Sept....

Consumer Finance
LendingClub CEO Says Paycheck-to-Paycheck Living Is ‘New Climate Crisis’
September 22, 2022

As various government agencies and reports use slight inflationary easing to show the economy isn’t in such bad shape, there’s an unescapable chill in the air, and it’s not just winter. It’s the cold reality that living is less affordable than ever. Get the Full...