Consumer Insights

Consumer Insights
14% of Americans Say Homeownership Drives Their Paycheck-to-Paycheck Strain
October 10, 2025

Owning a home has long been shorthand for financial stability. Today it’s often the opposite. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Consumer Insights
Subprime Consumer Resilience Tested as Earnings Season Approaches
October 03, 2025

Consumer spending in the United States has proven resilient through a volatile year, but cracks are emerging at the low end of the credit spectrum. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Consumer Insights
BNPL Growth Softens Tariff Impact on Higher Retail Prices
September 29, 2025

Consumer spending has remained resilient, but inflation expectations are inching higher, creating new challenges for retailers as they prepare for the holiday shopping season. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Consumer Insights
Consumer Sentiment Slide Points to Spending Shifts Ahead
September 26, 2025

Consumer sentiment has always been more than a mood measure. It shapes how households decide whether to spend, save or delay purchases, and even how they think about the security of their jobs. Get the Full Story Complete the form to unlock this article and...

Consumer Insights
Study Shows Gen Z Saving Harder Even as Costs Rise
September 25, 2025

Along with home ownership, a longstanding pillar of the American dream is that each generation should outshine the previous one in economic well-being. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Consumer Insights
Nearly 3 in 4 Paycheck-to-Paycheck Households Didn’t Start Out That Way
September 24, 2025

For millions of consumers in the United States, living paycheck to paycheck isn’t a permanent sentence. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Consumer Insights
BLS Reschedules Consumer Spending Report Without Explanation
September 21, 2025

The Bureau of Labor Statistics (BLS) is postponing its annual consumer spending report. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Consumer Insights
Banks Face Loyalty Crisis as Gen Z Trades Institutions for Influencers
September 17, 2025

The financial lives of Generation Z are unfolding in a universe that looks increasingly alien to traditional banks. For decades, checking accounts and passbook savings were the entry point for young customers, anchoring relationships that might eventually blossom into mortgages, auto loans and wealth management....

Consumer Insights
46% of Once-Stable Consumers Now Live Paycheck to Paycheck
September 15, 2025

A growing number of consumers in the United States are living paycheck to paycheck, not because they earn too little, but because of how their financial pasts and perceptions of the future shape how they spend and save. Get the Full Story Complete the form...