Financial Inclusion

FICO Opens Financial Inclusion Lab to Lenders to Expand Lending Decisions
Financial Inclusion
FICO Opens Financial Inclusion Lab to Lenders to Expand Lending Decisions
May 10, 2023

FICO has debuted a pair of services to help lenders make better credit decisions. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

PYMNTS Intelligence: FinTechs Have an Opportunity to Improve Consumers’ Credit Capabilities
Financial Inclusion
PYMNTS Intelligence: FinTechs Have an Opportunity to Improve Consumers’ Credit Capabilities
May 10, 2023

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and...

An Industry Insider on How Secured Cards Can Boost Credit Profiles
Financial Inclusion
An Industry Insider on How Secured Cards Can Boost Credit Profiles
May 09, 2023

Nearly 60% of millennials report subprime credit scores, making it harder for them to get credit from traditional sources and build a credit profile. A new PYMNTS report highlights the role of FinTechs in creating new products that balance credit risk with credit-building outcomes.

FinTechs Clear Credit Path for 57% of Subprime Millennials
Financial Inclusion
FinTechs Clear Credit Path for 57% of Subprime Millennials
May 08, 2023

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and...

FinTechs See Opportunity to Teach Credit Marginalized Consumers Financial Literacy
Financial Inclusion
FinTechs See Opportunity to Teach Credit Marginalized Consumers Financial Literacy
April 28, 2023

Personalized assistance could help the credit marginalized from slipping further behind. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Alt Credit Models and Platforms Improve Financial Inclusion for Credit Marginalized Consumers
Financial Inclusion
Alt Credit Models and Platforms Improve Financial Inclusion for Credit Marginalized Consumers
April 27, 2023

The traditional ways and means of scoring credit risk — and extending credit — are leaving significant swaths of consumers disenfranchised. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

NYDFS Expands Banking Program to Reach Underserved Customers
Financial Inclusion
NYDFS Expands Banking Program to Reach Underserved Customers
April 13, 2023

New York’s financial regulator is expanding its program to provide banking access to underserved customers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Financial Wellness Tools Get Second Look as Consumers Drain Their Savings
Financial Inclusion
Financial Wellness Tools Get Second Look as Consumers Drain Their Savings
March 21, 2023

Budget-focused FinTechs and innovative financial institutions (FIs) may have a golden opportunity to meet consumer need. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Visa and Visa Foundation Aim to Close Funding Gap for Africa’s Female Entrepreneurs
Financial Inclusion
Visa and Visa Foundation Aim to Close Funding Gap for Africa’s Female Entrepreneurs
March 02, 2023

Visa Foundation says it wants to help Africa’s underfunded female-led startups take off. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....