News

Artificial Intelligence
Fiserv Teams With Microsoft to Expand AI Use
January 08, 2026

Payments/financial services technology provider Fiserv has launched an AI-focused partnership with Microsoft. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

B2B Payments
What Agentic Commerce Can Learn From B2B Payments
January 08, 2026

For years, checkout has been consumer commerce’s single gravitational center. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Artificial Intelligence
SAP Debuts AI Tools for Agentic Commerce
January 08, 2026

German software giant SAP introduced a series of artificial intelligence enhancements for retailers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

News
BNPL’s Next Act Is as Consumer Working Capital
January 08, 2026

In 2026, Buy Now, Pay Later stops being a checkout feature and becomes working capital for the modern middle class, replacing overdraft and late fees as the default way paycheck-to-paycheck consumers manage timing gaps between income and expenses.

B2B Payments
72% of B2B Buyers Favor Suppliers With Embedded Payment Options 
January 08, 2026

The most telling signal in the latest PYMNTS Intelligence research is not how fast embedded finance is spreading, but how decisively companies are stepping away from building it themselves.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Banking
KeyBank to Pay $7.77 Million to Settle PPP Fraud Allegations
January 07, 2026

KeyBank will reportedly pay $7.77 million to settle allegations that it sought forgiveness for fraudulent loans from the pandemic-era Paycheck Protection Program (PPP). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Artificial Intelligence
Utah Tests Allowing AI to OK Prescription Refills Without Physician Signoff
January 07, 2026

Utah has launched a regulatory pilot program that allows an artificial intelligence (AI) system to renew certain routine prescriptions without a physician actively approving each refill, marking one of the clearest moves yet by a U.S. state to let software execute a clinical decision traditionally...

Artificial Intelligence
OpenAI Begins Rollout of Health and Wellness-Focused Version of ChatGPT
January 07, 2026

OpenAI has announced a dedicated experience in ChatGPT that is designed to help people understand and manage their health and wellness. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Artificial Intelligence
Mercedes and Nvidia Redesign Cars Around Machine Judgment
January 07, 2026

At CES 2026 this week, automakers and suppliers showed vehicles designed with the assumption that humans will not always be driving, shifting attention from driver-assist features toward software that increasingly manages control inside the car. Get the Full Story Complete the form to unlock this...