News

Artificial Intelligence
Enterprise AI Matures as Companies Move Pilots to Unified Platforms
December 15, 2025

In 2025, enterprises reported meaningful gains from AI pilots, but fragmented deployments quickly ran into rising costs, governance gaps and operational complexity once adoption moved beyond small teams. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

B2B Payments
Why Uptime Is the Unsung Hero of B2B Payments
December 15, 2025

Watch more: What’s Next in Payments: Boost Payment Solutions’ Rinku Sharma Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Artificial Intelligence
Agentic AI Splits Big Tech Between Open Alliances and Closed Control
December 15, 2025

Standards. Protocols. Alliances. It was a big week as usual in the Prompt Economy with several announcements that show cooperation among some of the power players that will make agentic AI’s infrastructure the commerce and communication engine of the future. Get the Full Story Complete...

Artificial Intelligence
President Trump’s Ban on State AI Rules Faces Legal Pushback
December 14, 2025

Last week, President Donald Trump signed an executive order aiming to ban state-level AI regulations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Retail
Conversational AI Becomes New Front Door for Holiday Shopping
December 12, 2025

The traditional holiday shopping journey, a linear path of keyword searches, doom-scrolling and multi-step checkouts, is being dismantled in real-time. This season is seeing the rise of agentic commerce, where AI not only suggests products but also actively intermediates transactions. Get the Full Story Complete...

Banking
Embedded Finance Transforms Bank Balance Sheets Into Growth Channels
December 12, 2025

Embedded finance is transforming not just how transactions happen but where financial relationships begin. What once sat at the edge of apps and platforms is now embedded directly into the daily workflows of consumers and businesses, pulling banks toward realizing new revenue streams and balance...

Artificial Intelligence
OpenAI Plans to Offer AI Models’ Enhanced Capabilities to Cyberdefense Workers
December 12, 2025

OpenAI said it is adding more safeguards to its artificial intelligence (AI) models amid rapid advancements in all AI models. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Artificial Intelligence
Enterprise AI Shifts Focus to Inference as Production Deployments Scale
December 12, 2025

Enterprise artificial intelligence is entering a new phase as companies that spent the past two years experimenting with large language models are now moving those systems into live environments. It’s causing a shift in investment and engineering resources toward inference infrastructure. Get the Full Story...

Retail
Target Says Concept Store Reflects Its ‘Design-Driven Future’
December 12, 2025

Target has opened a concept store that the retailer said is part of its “design-driven future.” Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...