Citizens Pay Offers Fee Free POS Financing Across Microsoft Store

Citizens Financial Group is expanding its partnership with the Microsoft Store and offering no-interest, point-of-sale financing through the bank’s Citizens Pay platform, according to a press release on Monday (Dec. 6).

The new financing option offers an alternative way to pay for Microsoft products like the new Surface Pro 8, Surface Duo 2, Windows 11 PCs, and Xbox consoles, games and subscriptions. Citizens Pay’s credit line structure offers 12- and 18-month installment terms that empower users to make additional purchases later without undergoing another credit check.

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“The expansion of Citizens Pay into Microsoft Store allows consumers added flexibility and responsible financing options across all Microsoft products,” said Andrew Rostami, president of Citizens Pay.

“Citizens has a long history of working closely with leading brands to offer the best and most innovative financial experience, and this expansion brings alternative financing to Microsoft Store and its millions of customers,” Rostami said.

Citizens and Microsoft first teamed up in 2019 to extend integrated financing to Xbox All Access users. The financing was embedded into Microsoft’s program and made it available at retailers like Best Buy, Target and others.

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“This partnership with Citizens allows us to bring this new offering to consumers in time for the holidays,” said Jesper Chou, general manager of Microsoft Store. “Consumers are very interested in innovative solutions that allow them to purchase the latest products in an affordable manner.”

Headquartered in Providence, Rhode Island, Citizens Financial Group is among the country’s oldest and biggest financial institutions, with $187 billion in assets as of the end of September. The bank offers roughly 3,000 ATMs and approximately 1,000 branches in 11 states in the New England, Mid-Atlantic and Midwest regions.

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