Banks and credit unions are opening millions of new accounts, yet too many fail to become active relationships. As FinTechs deliver instant funding and immediate usability, traditional financial institutions (FIs) are facing a shift. Deposit growth now depends on how quickly new accounts move from...
Real-time payments in North America are moving decisively from expansion to execution. Instant payment systems across the United States, Canada and Mexico are scaling, modernizing and broadening their reach. But each country is following a distinct strategic path. In the U.S., real-time payments have entered...
In the wake of natural disasters, the speed of financial recovery is often as critical as the initial emergency response. Historically, victims of hurricanes, wildfires, and floods have had to wait days or weeks for insurance payouts or federal aid to arrive via traditional methods...
Consumers are embracing instant payments, which offer them speed, security and peace of mind that their money is exactly where it needs to be, when it needs to be. Corporates, however, are slower to make the jump. PYMNTS Intelligence found that just 5% of larger...
The Clearing House (TCH) says its instant payment system has achieved two new records. The organization’s RTP® Network recently marked single-day records for both payment volume and value, The Clearing House announced Wednesday (Feb. 25). The records come as TCH says it is seeing record...
Watch more: What’s Next in Payments With Serena Smith of i2c As the payments industry moves deeper into 2026, executives are confronting a widening gap between innovation and coherence. New rails are coming online. Regulatory expectations continue to evolve. Standards adoption presses forward. Artificial intelligence...
Embedded finance platform Jaris expanded its partnership with payments firm Paysafe, according to a Thursday (Feb. 19) press release. The collaboration makes Jaris’ instant payouts solution available to the tens of thousands of small- to medium-sized businesses (SMBs) in Paysafe’s merchant network in the United...
Payment/financial services firm Fiserv has debuted a real-time cash-settlement platform for digital asset companies. The INDX platform, announced Thursday (Feb. 12), is designed to help digital asset companies securely store and transfer U.S. dollars in real time and around the clock. “INDX advances the strategic...
For many small businesses, cash flow is no longer a background concern. It is the defining constraint shaping daily operations and long-term viability. Delayed receivables are becoming more common and more damaging, even for firms with steady sales. As payment cycles stretch, slow-moving funds are...