artificial intelligence
Kroger, Papa Johns Test Gemini AI Agents for Retail
January 12, 2026

Google Cloud introduced Gemini Enterprise for Customer Experience, a platform designed to help retailers deploy artificial intelligence (AI) agents that can support shopping, ordering and customer service across digital channels. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Cybersecurity
Betterment Says Social Engineering Attack Enabled Data Breach and Unauthorized Messages
January 12, 2026

Investing and savings app Betterment said Monday (Jan. 12) that a social engineering attack led to its customers receiving an unauthorized message promoting a crypto-related promotion and to an unauthorized individual gaining access to customer information. Get the Full Story Complete the form to unlock this...

B2B Payments
B2B Payments Make the Leap to Real Time in Latin America 
January 12, 2026

Digital payments in Latin America are transforming commercial transactions, as faster payment rails originally designed to broaden consumer access increasingly support business-to-business payments and deepen engagement with bank accounts. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

artificial intelligence
OpenAI and Anthropic Take Different Paths to Own Healthcare’s AI Stack
January 12, 2026

The artificial intelligence (AI) race has moved from the laboratory to the clinic, marking a pivotal shift in how the digital economy’s most valuable data — health information — is processed. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

B2B Payments
The 3 Horsemen of B2B Progress: APIs, Data and AI
January 12, 2026

The B2B payments playbook has historically revolved around winning on cost. This made the landscape, in many ways, relatively transactional and adversarial. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Healthcare Financing
WEX and Health-E Commerce Team to Ease HSA and FSA Reimbursements
January 12, 2026

Consumer health and wellness online retailer Health-E Commerce has launched a partnership with WEX. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Acquisitions
Route Acquires Frate Returns to Bolster Package Protection
January 12, 2026

Post-purchase eCommerce platform Route says it has acquired returns and exchanges platform Frate Returns. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Investments
Torq Raises $140 Million for Agentic AI-Powered Cybersecurity Platform
January 12, 2026

Torq raised $140 million in a Series D funding round to accelerate the adoption of its security operations center (SOC) platform for global enterprises and government agencies. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Cryptocurrency
BitGo Targets $1.9 Billion IPO for Crypto Custody Firm
January 12, 2026

BitGo has become the latest cryptocurrency sector company with plans to go public. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...