IPO
Crypto Wallet Maker Ledger Plans US IPO
January 23, 2026

Ledger, a French company that makes hardware designed to securely store cryptocurrency, reportedly plans to launch an initial public offering (IPO) in the United States. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Cryptocurrency
UBS Considers Offering Crypto Trading
January 23, 2026

Swiss banking giant UBS reportedly plans to begin offering cryptocurrency trading in response to growing demand from wealthy clients. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Cryptocurrency
Stablecoins Drop the Revolution and Enter the System
January 23, 2026

The cryptocurrency industry is changing its tack. Stakeholders across the digital asset ecosystem are no longer arguing that the old financial system should be replaced. Instead, they are trying, more pragmatically, to plug into the machinery that already exists. Get the Full Story Complete the...

Social Commerce
TikTok Continues Operations in US as New Joint Venture
January 23, 2026

TikTok will continue to operate in the United States as a new, majority American-owned joint venture called TikTok USDS Joint Venture LLC. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Banking
Citigroup to Lay Off Managing Directors and Senior Employees in March
January 23, 2026

Citigroup reportedly plans to lay off an unspecified number of employees in March after cutting about 1,000 jobs this month. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Credit Cards
Capital One Acquisition of Brex Signals Shift in Commercial Card Issuance
January 23, 2026

Capital One’s acquisition of Brex, announced Thursday (Jan. 22), signals that the economics and mechanics of commercial card issuance are changing. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Banking
Affirm Applies to Establish Industrial Loan Charter
January 23, 2026

Buy now, pay later (BNPL) provider Affirm aims to establish a bank subsidiary called Affirm Bank. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Cybersecurity
Congress Warns of Event-Driven AI Cyber Threats
January 23, 2026

Hackers only need to get it right once to wreak havoc. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Legal & Regulation
Justice Department Investigates Allegations That Deel Recruited Spy at Rival Firm Rippling
January 23, 2026

The Justice Department is reportedly investigating allegations that human resources company Deel recruited a spy inside rival firm Rippling. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...