BNPL
Banks Take a Page From the Buy Now Pay Later Playbook
December 29, 2025

On the eve of the COVID-19 pandemic, large banks were jolted by the sudden rise of a new credit alternative. That 2019, buy now, pay later option from specialized providers like Klarna, Affirm and AfterPay took off with cash-strapped consumers. BNPL sought to compete with...

Fraud Prevention
53% of Banks Move to Fraud Orchestration as Attacks Grow Smarter
December 29, 2025

Fraud prevention is no longer defined by how many tools a merchant deploys, but by how well those tools work together across the full payment journey. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Legal
FTX’s Caroline Ellison Set to Leave Prison Early
December 28, 2025

A key figure in the collapse of cryptocurrency exchange FTX is nearly set to leave prison. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

artificial intelligence
OpenAI Seeks AI Safety-Focused ‘Head of Preparedness’
December 28, 2025

OpenAI is hiring an executive focused on AI-related risks to mental health and computer security. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Cash
Retailers Feel Shortchanged by Penny Shortage
December 28, 2025

America’s retailers are reportedly unhappy with the end of penny production. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Consumer Finance
Student Debt Increasingly Wiped Away by Bankruptcy
December 28, 2025

Student loan borrowers are seeing increased success in discharging their loans in bankruptcy court. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Travel Payments
Hotels Swap Online Travel Agents for AI Agents
December 28, 2025

Consumers are growing comfortable with letting artificial intelligence (AI) agents plan their vacations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Banking
Lloyds Shelves Invoice Financing as Small Businesses Shift Away
December 28, 2025

British bank Lloyds is reportedly ending its small-business-focused invoice financing program. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

The Weekender
FIFA World Cup Turns Fandom Into an Experience Economy Moment
December 27, 2025

The last of the holiday glitter is still stuck to your shoes, but the digital economy is already dangling a shinier object: the 2026 FIFA World Cup. As our audience sharpens New Year’s intentions—tighten budgets, simplify stacks, stop paying “fees” that feel like emotional damage—soccer’s...