Retail
AI Finds the Deal, Shoppers Still Make the Call
August 05, 2026

When it comes to retail shopping, consumers are largely using artificial intelligence as a shortcut through the growing complexity of eCommerce rather than as a replacement for making their own decisions. While AI is finding its strongest role in tasks that save time and simplify...

Acquiring
Santander’s $12 Billion Webster Bank Deal Wins Fed Approval
August 05, 2026

Santander says the Federal Reserve has approved its acquisition of Webster Bank. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Consumer Insights
Payment Choice Now Defines The New American Shopper
August 05, 2026

American shoppers aren’t waiting for retail to catch up. They’re already using mobile devices and AI to find products, compare choices and decide where to spend. Their shopping habits are outpacing many merchant systems. Get the Full Story Complete the form to unlock this article...

Fraud Prevention
Quantifind Raises $200 Million to Find the Fraudster in the Financial Chain
August 05, 2026

Watch more: Need to Know With Quantifind’s Ari Tuchman Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Credit Unions
Member Behavior Gives Credit Unions an Early Warning System
August 05, 2026

Trust has become the starting point, rather than the finish line. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Digital Payments
Payment Friction Costs Middle Market Firms Nearly 2% of Annual Revenue
August 05, 2026

Payment friction rarely arrives as one clearly identifiable expense. That’s probably why most executives think about payment friction as an inconvenience and not a hidden-in-plain-sight margin and revenue problem. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Accounts Payable
AP Automation Can’t Fix What It Can’t Connect
August 05, 2026

Accounts payable has no shortage of automation. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...

BNPL
Why Buy Now, Pay Later Was Never Just About Credit
August 05, 2026

I thought that would get your attention. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...

Commerce
55% of Banks Are Building a Stronger Database for Payments
August 05, 2026

Issuer processing is moving closer to the moment when payment data becomes a decision, giving financial institutions a clearer path to approve more legitimate purchases and manage risk more precisely. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...