Artificial Intelligence
Friend’s Talking Pendant Gives OpenAI’s Screenless Future a Voice
July 31, 2026

Screenless devices seem to be the next frontier in artificial intelligence (AI) hardware. There have been rumors that OpenAI’s first device might be a screenless speaker, but nothing concrete has come out. Bloomberg reported in July that the device OpenAI is developing with Jony Ive’s...

Cross-border Payments
Project Agorá Says It Cuts Cross-Border Payment Times to 80 Seconds
July 31, 2026

Real-value testing (RVT) of tokenization of wholesale cross-border payments demonstrated an average time from payment initiation to settlement of about 80 seconds, according to a report by the Bank for International Settlements (BIS). Get the Full Story Complete the form to unlock this article and...

Cybersecurity
AI Gives Cybersecurity a Backlog CFOs and CISOs Can’t Patch Away
July 31, 2026

Artificial intelligence is making software vulnerabilities easier to find. That’s not necessarily making companies safer. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Earnings
AutoNation CEO Bets Affordability and Resilient Buyers Will Fuel Rebound
July 31, 2026

Automotive retailer AutoNation has found that the industry and consumers are “in good shape,” despite declines in sales volume and profit that the company saw in the second quarter, AutoNation CEO Michael Manley said during a Friday (July 31) earnings call. Get the Full Story...

Artificial Intelligence
LinkedIn Turns to Users to Save Its Feed From AI Slop
July 31, 2026

Consumers are tired of scrolling past content they suspect was never written by a person, and on LinkedIn, that suspicion is often correct. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

SMBs
Small Businesses Grow Choosier About Credit
July 31, 2026

Small and medium-sized businesses (SMBs) have plenty of uses for credit, but that does not mean they always want to borrow. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Apple
Global Regulatory Changes Slow Apple’s Services Growth
July 31, 2026

The growth of Apple’s Services has been impacted by several countries’ regulatory changes affecting the company’s App Store, 9TO5Mac reported Thursday (July 30). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Artificial Intelligence
Finance Teams Are Done Flying Blind on AI Costs
July 31, 2026

The era of “tokenmaxxing,” pushing employees toward the biggest artificial intelligence (AI) models and the heaviest usage as if consumption itself were a sign of progress, is ending after two years of unchecked growth. Get the Full Story Complete the form to unlock this article and...

Banking
Chime Cuts 10% of Workforce in AI Pivot
July 31, 2026

Chime Financial plans to lay off about 150 people, or 10% of its workforce, Bloomberg reported Friday (July 31), citing a memo to employees from Chime CEO and Co-Founder Chris Britt. Get the Full Story Complete the form to unlock this article and enjoy unlimited...