BNPL
Oregon Says BNPL Providers Need State Lending Licenses
July 29, 2026

Oregon is reminding pay later companies they must have state lending licenses before offering their services. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Artificial Intelligence
ChatGPT Approaches 1 Billion Weekly Active User Milestone
July 29, 2026

OpenAI’s flagship product ChatGPT is reportedly approaching 1 billion weekly active users. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Artificial Intelligence
South Korea Turns AI Into a Public Utility
July 29, 2026

South Korea is becoming the first country to offer artificial intelligence (AI) as a public utility, providing all 52 million residents free, unlimited access to an AI chatbot, in the same way it already provides broadband and public education. Get the Full Story Complete the...

Artificial Intelligence
Lawmaker Seeks Budget to Build AI Assistant for House Staffers
July 29, 2026

Rep. Stephanie Bice (R-Okla.) has requested funding for an artificial intelligence agent that will help U.S. House staff find information, interact with the chamber’s systems and data, and support the development of customized skills and tools. Get the Full Story Complete the form to unlock...

Artificial Intelligence
Delaware Proposes New Legal Framework for Autonomous Agents
July 29, 2026

Delaware is proposing a new type of corporate entity designed specifically for autonomous artificial intelligence (AI) agents, according to a Monday (July 27) Bloomberg report. If adopted, the initiative would establish one of the first formal legal frameworks for “agentic commerce” by allowing AI systems...

Subscriptions
Microsoft’s AI Subscription Prices Probed by UK Regulator
July 29, 2026

Regulators in the United Kingdom are investigating whether Microsoft misled customers about its subscription options pricing, according to a Wednesday (July 29) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Earnings
SoFi Cross-Selling Grows as Existing Members Drive 51% of New Products
July 29, 2026

SoFi wants artificial intelligence to do more than answer a customer’s financial questions. It wants AI to eventually act on them, and in the process give customers more reasons to keep their financial lives inside its expanding financial ecosystem. Get the Full Story Complete the...

Banking
German Financial Regulator BaFin to Monitor Banks’ AI Use
July 29, 2026

Germany’s financial regulator wants to pay closer attention to the banking sector’s artificial intelligence (AI) use. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Cybersecurity
Cyera Inks $1 Billion Oasis Acquisition to Build AI Agent Guardrails
July 29, 2026

Cyera plans to acquire Oasis Security to unify identity and data security and build a comprehensive security platform that determines what artificial intelligence agents can see and do, Cyera said in a Tuesday (July 28) blog post. Get the Full Story Complete the form to...