Artificial Intelligence

PYMNTS covers artificial intelligence as it transforms payments, commerce and financial services, from generative AI and agentic commerce to fraud detection, underwriting and customer engagement. Our reporting pairs breaking news with proprietary data and expert analysis to examine how AI is reshaping business models, operational efficiency and competitive dynamics across the connected economy.
Artificial Intelligence
Congress’ AI Expertise Gap Hampers Push for Meaningful Regulation
October 19, 2026

Pressure on Congress to address artificial intelligence is exposing a weakness in its ability to respond. Many lawmakers lack the technical knowledge and specialized staff needed to evaluate the technology, scrutinize industry claims and translate concerns into workable legislation. The problem compounds Congress’ slow legislative...

Artificial Intelligence
UK’s FCA Plans Regulatory Framework for Agentic Finance
October 19, 2026

The United Kingdom’s Financial Conduct Authority plans to develop a framework for agentic finance that encompasses agent identity, delegated authority, accountability and execution, Jessica Rusu, chief data, information and intelligence officer at the FCA, said Monday (Oct. 19). In a speech delivered at Bloomberg’s UK...

Artificial Intelligence
Hackers Use AI Agents to Do Hacking for Them
October 19, 2026

New research shows the growing use of AI-powered hacking systems in cybercrime operations. The trend was uncovered in an investigation by cybersecurity firm NorForge, findings from which were published Monday (Oct. 19). The company’s investigation into publicly exposed artificial intelligence (AI)-driven penetration-testing control panels has found how...

Artificial Intelligence
TikTok Turns to Shoplazza to Power Agentic Commerce Offering
October 19, 2026

Commerce operating system Shoplazza says it is teaming with TikTok to “support new agentic commerce shopping experiences.” The collaboration is designed to shorten the journey between product discovery and purchase and help merchants capitalize on the demand generated by their content and advertising, the companies said in a Monday...

Artificial Intelligence
AI Agents Could Fill Treasury’s Looming Talent Gap
October 19, 2026

Watch more: Monday Conversation With Fifth Third Bank’s Katherine Weislogel There’s a workforce problem brewing in corporate treasury departments, and it has little to do with finding the next generation of finance executives. It’s about the people who have spent 20 or 30 years making...

Artificial Intelligence
AI Agents Are Going to Work at City Hall
October 19, 2026

Government services have always moved slowly. Long queues, paper forms and manual reviews define an experience most citizens dread. Tighter budgets and shrinking workforces are making that model harder to sustain. AI agents are arriving in the public sector not as a convenience but as...

Artificial Intelligence
Anthropic Takes Its AI Safety Proposals to Capitol Hill
October 18, 2026

Anthropic has reportedly been pitching U.S. lawmakers on draft artificial intelligence safety legislation. That’s according to a report Friday (Oct. 16) by Politico, which describes the push as a “notable effort” by the AI lab to guide the rules covering its tech. “This bill represents...

Artificial Intelligence
DeepSeek Deploys What It Calls Faster Version of Its Open-Source Model
October 18, 2026

China’s DeepSeek has unveiled what it calls a faster and leaner version of its artificial intelligence model. The company describes the DeepSeek-V4.1-Flash-1017 model, announced Saturday (Oct. 17) as offering “[s]tronger benchmark performance, faster task completion, and shorter outputs than the previous version.” DeepSeek added that...

Artificial Intelligence
Sam Altman’s World Debuts ID Verification for AI Agents
October 18, 2026

Sam Altman’s iris-scanning project World is making what it calls its “first industry-specific push.” The company on Sunday (Oct. 18) announced World ID for banking and finance, designed to help businesses determine whether artificial intelligence agents are moving money and shopping on behalf of an...