The Real-Time Payments World Map

Global Real-Time Payments to Top $58T by 2028

The Real-Time Payments World Map

Global real-time payments are set to skyrocket to more than $58 trillion by 2028, up 161% over 2024, while real-time payments on the U.S. RTP® network and in Europe are setting new usage records, rising from 17 billion in 2023 to a projected 39 billion in 2028. The latest “Real-Time Payments World Map,” a collaboration with The Clearing House, explores how the race is on for banks, FinTechs, corporates and governments to accelerate payments worldwide.

Inside the July World Map

  • Global real-time transactions are projected to reach $58 trillion by 2028, up 161% over 2024.
  • Instant payment transactions in Europe are projected to rise from roughly 17 billion in 2023 to almost 39 billion in 2028.
  • European clearing and settlement system STET processed more than 50 million cross-border real-time transactions in collaboration with ACI Worldwide in the past 12 months.

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    Real-Time Payments World Map