Real-Time Payments World Map – June 2025

New Real-Time Payment Innovations Signal Maturity Across Banking and Retail

Real-Time Payments World Map – June 2025

From corporate billing to consumer checkout, real-time payments are entering a new phase of adoption. This edition of the “Real-Time Payments World Map,” a collaboration with The Clearing House, explores the latest moves by banks, FinTechs and retailers aiming to boost speed, reduce risk and deliver better customer experiences — all in real time.

Inside the June World Map

  • Truist Financial Corporation has completed initial testing of an alias-based bill payment solution using The Clearing House’s RTP® network and Request for Payment (RfP) platform, becoming the first financial institution (FI) to send and receive alias-based RfPs.
  • B2B financial platform Balance introduced its Instant Bank Connection, which simplifies automated clearing house (ACH) setup for buyers by using real-time rails.
  • Retail giant Walmart plans to roll out a real-time pay-by-bank option this year, following a test in September.

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    Real-Time Payments World Map