The Real-Time Payments World Map – September 2023

Thailand Ranked First Globally in Real-Time Payments Transactions per Capita

The Real-Time Payments World Map – September 2023

Real-time payments continue to expand their global reach, but the race for consumer adoption is far from over. Thailand ranks first in real-time transactions per capita, but Bahrain and Brazil are on track to surpass it by 2027, according to the latest “Real-Time Payments World Map,” a collaboration with The Clearing House.

Inside the September World Map

  • Usage of Thailand’s PromptPay scheme, introduced in 2016, has become prevalent among Thai consumers, as real-time payments account for more than one-third of all transactions in that country.
  • Switzerland plans to launch a new real-time payments scheme, SIC5, next year. All financial institutions are expected to switch to SIC5 in 2026.
  • Despite being available at more than 70 financial institutions across the country, real-time transactions in the United Arab Emirates account for just 1.1% of total payments volume.

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    Real-Time Payments World Map