About two-thirds of American consumers live paycheck to paycheck. Roughly one-quarter struggle to pay their monthly bills for housing, utilities and groceries. In that setting, tax...
Credit cards are the workhorse of the Pay Later ecosystem, but buy now, pay later and credit card installment plans are gaining ground, moving from...
Enterprise use of generative artificial intelligence has moved past experimentation and into daily finance operations. Using data from the February edition of The Enterprise AI...
Business uncertainty is shifting in unexpected ways. Goods-producing firms now face higher uncertainty than service companies, reversing a pattern from just a year ago. The...
Living paycheck to paycheck has become a defining feature of the U.S. consumer economy, not because households prefer it, but because financial cushions are thin...
Artificial intelligence has moved rapidly from experimentation to execution inside large enterprises. New PYMNTS Intelligence data from the latest CAIO Report shows that firms have...
Rising financial pressure is no longer just a background condition for many United States consumers. It is actively reshaping where they shop, how they pay...
This data book is based on a PYMNTS Intelligence survey conducted from Nov. 17, 2025, to Dec. 12, 2025, and includes 3,937 consumer responses. The...
Artificial intelligence is moving past novelty, becoming a routine tool for millions of consumers. The latest PYMNTS Intelligence Agentic AI Report shows that AI is...