The Savings Deep Dive Edition

Consumers Deplete Two-Thirds of Their Savings Every Four Years More than three-quarters of consumers report having used a significant percentage of their savings to meet a major expenditure at least once. In PYMNTS Intelligence’s latest survey of 3,648 U.S. consumers, “New Reality Check: The Paycheck-to-Paycheck Report,” a collaboration with LendingClub, takes a deep dive into why consumers aren’t saving their savings for very long.
Inside the October Study
  • 20%: Portion of consumers who cited job losses or income reductions as a reason they depleted their savings
  • 35%: Share of consumers earning $200K+ annually who report increased savings ability compared to 2022
  • 30%: Portion of consumers who dealt with a major expense using a significant percentage of their savings in the last year

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    LendingClub The Paycheck-to-Paycheck Report Series

    The Credit Card Use Deep Dive Edition
    The Holiday Shopping Deep Dive Edition
    The Seasonal Financial Distress Deep Dive Edition
    The Nonessential Spending Deep Dive Edition
    Household Finances Deep Dive Edition
    The Emergency Spending Deep Dive Edition
    The Regional Divide Edition
    The Generational Deep Dive Edition
    The Supplemental Income Edition
    The Debt and Credit Deep Dive Edition
    The Economic Outlook and Sentiment Edition
    New Reality Check: The Paycheck-To-Paycheck Report: 2022 Year In Review
    New Reality Check: The Paycheck-To-Paycheck Report: The Financial Goals Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Holiday Shopping Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Employment Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Inflation Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Emergency Spending Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Consumer Savings Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Financial Distress Factors Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The High Earners Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Credit Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Regional Divide
    New Reality Check: The Paycheck-To-Paycheck Report
    New Reality Check: The Paycheck-To-Paycheck Report
    Reality Check: The Paycheck-To-Paycheck Report
    Reality Check: The Paycheck-To-Paycheck Report
    Reality Check: The Paycheck-To-Paycheck Report
    Reality Check: The Paycheck-To-Paycheck Report
    Reality Check: Paycheck-to-Paycheck