The Urban-Rural Economic Divide: How Location Affects SMBs’ Outlook

The Urban-Rural Economic Divide: How Location Affects SMBs’ Outlook
The Urban-Rural Economic Divide: How Location Affects SMBs’ Outlook
March 10, 2025  |  PYMNTS Data Lab

Most small to mid-sized businesses (SMBs) report increasing revenues in the past year, and fewer report contracting margins or difficulty finding staff. Despite this general...

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Influencers May Not Be So Influential in Driving Purchases
Influencers May Not Be So Influential in Driving Purchases
March 07, 2025  |  Consumer Finance

Influencers — yeah, we love them. We watch, like, subscribe and follow — from global stars to complete unknowns. But do we buy? Our latest...

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Tariffs and Business Uncertainty: The Current State of Play
Tariffs and Business Uncertainty: The Current State of Play
March 07, 2025  |  Consumer Insights

Businesses hate uncertainty — and the Trump administration’s rapidly evolving tariffs barrage has kicked unpredictability into high gear. With Washington blanket-targeting its largest trading partners,...

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Data Book: Tariffs Drive Price Pressures as SMBs Weigh Supply Chain Overhauls
Data Book: Tariffs Drive Price Pressures as SMBs Weigh Supply Chain Overhauls
March 05, 2025  |  Cross-border Payments

They’re here, and so far, they’re sticking. The big “what if” surrounding President Donald Trump’s sweeping tariffs is now a “what’s next” for consumers and...

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Eight Payments Executives Speak Out on What It Means to Be a FinTech in 2025
Eight Payments Executives Speak Out on What It Means to Be a FinTech in 2025
March 04, 2025  |  Payments Innovation

The adage is that in life, the only certainty is uncertainty, and in business, there’s a simple rule for survival: Evolve or die. What worked...

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Walmart or Amazon: Where Do Consumers Spend ‘Fun’ Money?
Walmart or Amazon: Where Do Consumers Spend ‘Fun’ Money?
February 28, 2025  |  PYMNTS Data Lab

The fierce competition between retail behemoths Amazon and Walmart has a fresh twist: Amazon is becoming the go-to place for American shoppers looking to spend...

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High Credit Card Denial Rates Force Subprime Borrowers to Turn to Alternative Options
High Credit Card Denial Rates Force Subprime Borrowers to Turn to Alternative Options
February 21, 2025  |  Consumer Insights

Navigating the current consumer financial landscape is difficult for subprime credit applications and subprime borrowing. To an extent, it varies widely depending on credit scores,...

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The Price of Time: When Consumers Opt for Convenience
The Price of Time: When Consumers Opt for Convenience
February 20, 2025  |  Consumer Insights

As the economic landscape takes on more uncertainty, vulnerable income groups constantly evaluate their spending. One of the most vulnerable — and largest — consumer...

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Since March, Triple the CFOs Report Very Positive ROI From GenAI
Since March, Triple the CFOs Report Very Positive ROI From GenAI
February 14, 2025  |  Artificial Intelligence

Generative artificial intelligence (GenAI) is transforming the business landscape, reshaping how organizations operate. Enterprise CFOs, as key drivers of innovation and efficiency, are increasingly leveraging...

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