Generative artificial intelligence (GenAI) can help drive innovation, enhance productivity, and transform operations, among other potential benefits. Yet data collected throughout 2024 reveals not all...
Credit habits reflect a mix of priorities and financial constraints. Some consumers focus on maximizing rewards, leading them to use credit cards heavily. Others want...
Just as credit products evolve, so do the ways consumers use them. Embedded finance has made personal loans more accessible, and consumers and merchants alike...
PYMNTS Intelligence surveyed 300 eCommerce merchants across five countries — Australia, Brazil, the United Arab Emirates, the United Kingdom and the United States — to...
In an era where digital transformation is reshaping every aspect of commerce, the financial services industry finds itself at a critical inflection point. A deep...
More than one-third of working consumers believe they have better opportunities for career advancement now than in recent years. Although high-skilled technology or technical workers...
Consumers’ financial lives are complex, with many factors contributing to their embrace — or rejection — of credit products. Credit card outsiders — our term...
PYMNTS Intelligence surveyed 300 middle-market eCommerce merchants across five countries — Australia, Brazil, the United Arab Emirates, the United Kingdom and the United States —...
With the ever-growing threat and sophistication of cyberattacks, chief operating officers (COOs) increasingly turn to GenAI-based data security systems to mitigate security breaches and fraudulent...