Merchants selling on multiple channels is now the norm. However, PYMNTS Intelligence finds consumers’ spending, product choices and payment methods vary considerably from channel to...
Fraud is escalating, with 87% of banks reporting a rise in stolen credentials. Although these attacks are now the most common, current solutions are falling...
Middle-market firms face rising fraud risks in the procure-to-pay cycle. PYMNTS Intelligence data shows automation offers the most effective defense, yet just 28% of firms...
New customer acquisition is one of the most important goals for any business — second only to retaining existing customers. While both customer groups provide...
Zillennials are younger millennials and older Generation Z consumers born between 1991 and 1999. They are a consumer segment with growing purchasing power that merchants...
Financial scams continue to grow more complex and difficult to detect as scammers innovate and fine-tune their tactics. Scammers are pulling from the toolkits of...
This decision guide explores how product design and segmentation can address the unique financial challenges of credit card outsiders. It highlights the influence of life...
Generative artificial intelligence (GenAI) is more than just the next buzzword. It’s proving to be a revolution across the payments ecosystem. The key? Intelligent integration...
Across demographics, people rely on credit to cover essential and nonessential expenses. Some consumers use credit for a significant portion of each. For many consumers,...