BNPL

BNPL Use Rises as Credit Card Balances Jump
BNPL Use Rises as Credit Card Balances Jump
January 22, 2026  |  Consumer Finance

Household finances are increasingly shaped by credit use, as more consumers carry balances month to month rather than paying off purchases in full. Get the...

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Walmart’s OnePay Later and Klarna Partner for Post-Purchase BNPL
Walmart’s OnePay Later and Klarna Partner for Post-Purchase BNPL
January 21, 2026  |  Payment Methods

OnePay and Klarna have partnered to enable the users of the OnePay Cash financial services platform to convert recent purchases into fixed-term payment plans. Get the Full Story Complete the...

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BNPL Becomes a Lifestyle Tool as 53% Use It for Experiences
BNPL Becomes a Lifestyle Tool as 53% Use It for Experiences
January 21, 2026  |  BNPL

Americans are no longer just spreading payments over time. They are spreading risk, timing and lifestyle choices as rising costs reshape how discretionary spending actually...

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High Earners Make Card Installments a Pay-Later Power Tool
High Earners Make Card Installments a Pay-Later Power Tool
January 14, 2026  |  Payment Methods

Pay later is no longer a niche solution for cash-strapped consumers, as high earners increasingly use credit card installment plans to manage spending with precision...

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What 2026 Will Make Obvious
What 2026 Will Make Obvious
January 14, 2026  |  What's Trending

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Steady Inflation and High Food Prices Push Consumers Toward Installments
Steady Inflation and High Food Prices Push Consumers Toward Installments
January 13, 2026  |  Economy

The latest inflation data released Tuesday (Jan. 13) suggests a steady pace of inflation overall, but groceries and other essentials continue to rise faster than...

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Consumers Pay the Price as State Regulation Fractures FinTech Scale
Consumers Pay the Price as State Regulation Fractures FinTech Scale
January 13, 2026  |  What's Trending

The CFPB’s decision to dial down enforcement of BNPL and other nonbank credit products hasn’t created a vacuum. It has invited fifty competing rulebooks to...

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BNPL’s Next Act Is as Consumer Working Capital
BNPL’s Next Act Is as Consumer Working Capital
January 08, 2026  |  News

In 2026, Buy Now, Pay Later stops being a checkout feature and becomes working capital for the modern middle class, replacing overdraft and late fees...

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Gr4vy’s Payment Orchestration Platform Integrates Affirm’s Flexible Payment Options
Gr4vy’s Payment Orchestration Platform Integrates Affirm’s Flexible Payment Options
January 07, 2026  |  Buy Now Pay Later

Merchants using Gr4vy’s cloud-based payment orchestration platform can now offer Affirm’s flexible payment options to eligible customers through online and mobile channels. Get the Full...

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